APY

0.08%

As of Nov 1, 2026. Rates are variable.

SouthState Bank · Checking account

SouthState Choice Checking

$2 a year for an everyday customer. $8 a month. No minimum to open.

Checked Nov 1, 2026Updated

A year, everyday customer
$2
APY
Monthly fee
To open

Features

  • ATM fee rebates
  • Bill pay
  • Budgeting tools
  • Cash deposit ATM
  • Check writing
  • Contactless card
  • Debit card
  • Free checks
  • Interest bearing
  • Joint accounts
  • Minor accounts
  • Mobile check deposit
  • Mobile wallet
  • Online opening
  • Savings round ups
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$8 a monthsouthstatebank.com, checked Nov 1, 2026
Ways to avoid the monthly fee
Any one of these:
  • 15 or more posted & cleared debit card purchases/payments
  • $250 or more in combined direct deposits
  • $1,500 or more average daily balance
southstatebank.com, checked Nov 1, 2026
Minimum to open
Nonesouthstatebank.com, checked Nov 1, 2026
Paper statements
$2 a monthsouthstatebank.com, checked Nov 1, 2026
Cashier’s check
Nonesouthstatebank.com, checked Nov 1, 2026

Who can open it

Minimum age
18southstatebank.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on southstatebank.com

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