APY

0.06%

As of Nov 8, 2026. Rates are variable.

SouthState Bank · Checking account

SouthState Gold Checking

−$179 a year for an everyday customer. $15 a month. No minimum to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$179
APY
Monthly fee
To open

Against the market

How it ranks

#894of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Budgeting tools
  • Check writing
  • Debit card
  • Free checks
  • Interest bearing
  • Mobile check deposit
  • Mobile wallet
  • Online opening
  • Savings round ups
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$15 a monthsouthstatebank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • $5,000 minimum daily balance
  • $25,000 minimum daily balance in other combined deposit accounts and outstanding loan balances
southstatebank.com, checked Nov 8, 2026
Minimum to open
Nonesouthstatebank.com, checked Nov 8, 2026
Cashier’s check
Nonesouthstatebank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on southstatebank.com

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