APY on $10,000

0.15%

As of Nov 8, 2026. Rates are variable.

SouthState Bank · Savings account

SouthState Personal Savings

$15 a year on $10,000 at today’s 0.15% APY. $5 a month. No minimum to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#143of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Bill pay
  • Budgeting tools
  • Interest bearing
  • Joint accounts
  • Mobile check deposit
  • Online opening
  • Savings round ups
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$5 a monthsouthstatebank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • No monthly maintenance charge if $200 minimum daily balance is maintained per monthly service charge cycle
  • or if primary account holder is age 22 or younger
southstatebank.com, checked Nov 8, 2026
Minimum to open
Nonesouthstatebank.com, checked Nov 8, 2026
Withdrawals a month
3southstatebank.com, checked Nov 8, 2026
Fee for each withdrawal over the limit
$2southstatebank.com, checked Nov 8, 2026

Who can open it

Minimum age
18southstatebank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on southstatebank.com

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