7accounts we track

  • Savings1
  • Money market1
  • Checking5

Bank in Winter Haven, FL

SouthState Bank

FDIC-insured · certificate 33555

Savings, money market and checking, with every rate from SouthState Bank’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated

Best savings rate
0.15%APY · SouthState Personal Savings
Bonus
$300SouthState Checking

Every account we track

Accounts and rates

Savings and money market

A year on $10,000, after fees
SouthState Personal SavingsSavings account · no minimum to open0.15%$15$5 a month
SouthState Money MarketMoney market account0.00%−$120Not stated

Checking

Against 1043 checking accounts
SouthState Direct CheckingChecking account · $25 to openNot stated#577$5 a month
SouthState Gold CheckingChecking account · no minimum to open0.06%#894$15 a month
SouthState CheckingChecking account · no minimum to openNot stated—$5 a month
SouthState Choice CheckingChecking account · no minimum to open0.08%—$8 a month
SouthState Community Hero CheckingChecking account · $25 to open0.08%—None

Offer

Bonus

$300

$250 in direct deposits within 60 days. About $125 a month for 2 months.

SouthState Checking · for new customers

No end date postedMeet it within 60 days

“Within 60 calendar days of opening the account, make 15 or more posted and cleared debit card purchases/payments and have cumulative direct deposits of at least $250 of qualifying income or one or more preauthorized automatic drafts by a third party of at least $25; the account must remain open with…”The bank’s page, checked Nov 1, 2026

Can you meet it? The bank bonus finderAll bank bonuses

Against the market

How SouthState Bank ranks

Where each ranked account sits on our list for its kind. Further right is higher on the list.

  • SouthState Personal SavingsSavings account#143 of 270
  • SouthState Direct CheckingChecking account#577 of 1043
  • SouthState Gold CheckingChecking account#894 of 1043
  • SouthState Money MarketMoney market account#153 of 174

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.