Monthly fee

$15

−$180 a year for an everyday customer: fees and interest, $2,000 kept.

Tompkins Bank & Trust · Checking account

Tompkins Bank & Trust True Advantage Checking

−$180 a year for an everyday customer. $15 a month. No minimum to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$180
Monthly fee
To open

Against the market

How it ranks

#913of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Check writing
  • Debit card
  • Free checks
  • Mobile check deposit
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$15 a monthtompkinsbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • Maintain a $7,500 monthly average balance in combined deposit accounts including CDs and IRAs
  • $25,000 combined outstanding loan balances
tompkinsbank.com, checked Nov 8, 2026
Minimum to open
Nonetompkinsbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (details missing). Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on tompkinsbank.com

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