Monthly fee

$0

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Truist Bank · Checking account

Truist Asset Management Account (AMA)

$0 a year for an everyday customer. No monthly fee. $100 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Against the market

How it ranks

#194of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Check writing
  • Debit card
  • Free checks
  • Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Interest compounds
Interest is calculated and compounded daily on the collected balance and credited to your account monthly.truist.com, checked Nov 8, 2026

Fees

Monthly fee
Nonetruist.com, checked Nov 8, 2026
Minimum to open
$100truist.com, checked Nov 8, 2026
Overdraft fee
$36truist.com, checked Nov 8, 2026
Overdraft transfer fee
Nonetruist.com, checked Nov 8, 2026
Most overdraft fees in a day
3truist.com, checked Nov 8, 2026
Out-of-network ATM fee
Nonetruist.com, checked Nov 8, 2026
International ATM fee
Nonetruist.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
3%truist.com, checked Nov 8, 2026
Incoming domestic wire
Nonetruist.com, checked Nov 8, 2026
Outgoing domestic wire
$30truist.com, checked Nov 8, 2026
Incoming international wire
Nonetruist.com, checked Nov 8, 2026
Outgoing international wire
$65truist.com, checked Nov 8, 2026
Paper statements
Nonetruist.com, checked Nov 8, 2026
Cashier’s check
Nonetruist.com, checked Nov 8, 2026
Stop payment
$35truist.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

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