APY on $10,000
0.01%
As of Nov 8, 2026. Rates are variable.
Truist Bank · Savings account
Truist One® Savings
$1 a year on $10,000 at today’s 0.01% APY. $5 a month. $50 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer document · truist.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.01%
- Monthly fee, a year
- $60
- A year
- $1
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer document · truist.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · truist.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · truist.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#222of 270 savings accounts, by a year’s value on $10,000
All 270 savings accounts, rankedFeatures
- Automatic savings
- Bill pay
- Interest bearing
- Mobile check deposit
- No overdraft fees
- Online opening
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0 to $4,999.99
- 0.01%
- $5,000 to $99,999.99
- 0.01%
- $100,000 to $499,999.99
- 0.01%
- $500,000 to $999,999.99
- 0.01%
- $1,000,000 to $4,999,999.99
- 0.01%
- $5,000,000 to $99,999,999,999.99
- 0.01%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $0.01truist.com, checked Nov 8, 2026
- Interest compounds
- Interest is calculated and compounded daily on the collected balance and credited to your account monthly.truist.com, checked Nov 8, 2026
Fees
- Monthly fee
- $5 a monthtruist.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Have a related Truist personal checking account.
- Keep a minimum daily ledger balance of $300 or more in your Truist One Savings account.
- Schedule a recurring, preauthorized internal transfer of $25 or more into Truist One Savings per statement cycle.
- Be under 18 years of age (must open in branch)
- Minimum to open
- $50truist.com, checked Nov 8, 2026
- Overdraft fee
- Nonetruist.com, checked Nov 8, 2026
- Returned item (NSF) fee
- Nonetruist.com, checked Nov 8, 2026
- Overdraft transfer fee
- Nonetruist.com, checked Nov 8, 2026
- Most overdraft fees in a day
- 0truist.com, checked Nov 8, 2026
- Withdrawals a month
- 6truist.com, checked Nov 8, 2026
- Fee for each withdrawal over the limit
- $5truist.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $3truist.com, checked Nov 8, 2026
- International ATM fee
- $5truist.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 3%truist.com, checked Nov 8, 2026
- Incoming domestic wire
- $15truist.com, checked Nov 8, 2026
- Outgoing domestic wire
- $30truist.com, checked Nov 8, 2026
- Incoming international wire
- $20truist.com, checked Nov 8, 2026
- Outgoing international wire
- $65truist.com, checked Nov 8, 2026
- Paper statements
- Nonetruist.com, checked Nov 8, 2026
- Cashier’s check
- $10truist.com, checked Nov 8, 2026
- Stop payment
- $35truist.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money