Monthly fee

$12

Truist Bank · Money market account

Truist One® Money Market Account

−$144 a year on $10,000. $12 a month. $50 to open.

Checked Nov 1, 2026Updated

A year on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Bill pay
  • Check writing
  • Debit card
  • Interest bearing
  • Mobile check deposit
  • Overdraft protection transfer
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0.01truist.com, checked Nov 1, 2026
Interest compounds
Interest is calculated and compounded daily on the collected balance and credited to your account monthly.truist.com, checked Nov 1, 2026

Fees

Monthly fee
$12 a monthtruist.com, checked Nov 1, 2026
Ways to avoid the monthly fee
waived with $15,000 minimum daily ledger balancetruist.com, checked Nov 1, 2026
Minimum to open
$50truist.com, checked Nov 1, 2026
Overdraft fee
Nonetruist.com, checked Nov 1, 2026
Overdraft transfer fee
Nonetruist.com, checked Nov 1, 2026
Withdrawals a month
6truist.com, checked Nov 1, 2026
Fee for each withdrawal over the limit
$5truist.com, checked Nov 1, 2026
Out-of-network ATM fee
$3truist.com, checked Nov 1, 2026
International ATM fee
$5truist.com, checked Nov 1, 2026
Foreign transaction fee (debit card)
3%truist.com, checked Nov 1, 2026
Incoming domestic wire
$15truist.com, checked Nov 1, 2026
Outgoing domestic wire
$30truist.com, checked Nov 1, 2026
Incoming international wire
$20truist.com, checked Nov 1, 2026
Outgoing international wire
$65truist.com, checked Nov 1, 2026
Paper statements
Nonetruist.com, checked Nov 1, 2026
Cashier’s check
$10truist.com, checked Nov 1, 2026
Stop payment
$35truist.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money

See it on truist.com

We don’t earn anything from this link.