Monthly fee
$5
−$60 a year for an everyday customer: fees and interest, $2,000 kept.
Truist Bank · Checking account
Truist Confidence Account
−$60 a year for an everyday customer. $5 a month. $25 to open.
- A year, everyday customer
- −$60
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · truist.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · truist.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#570of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Card lock
- Debit card
- Debit rewards
- Interest bearing
- Mobile check deposit
- No overdraft fees
- Online opening
- Overdraft protection transfer
- Spending alerts
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $0.01truist.com, checked Nov 8, 2026
- Interest compounds
- Interest is calculated and compounded daily on the collected balance and credited to your account monthly.truist.com, checked Nov 8, 2026
Fees
- Monthly fee
- $5 a monthtruist.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Make $500 in total deposits per statement cycle.
- Make 10 or more qualifying transactions per statement cycle
- Be a student
- Be under the age of 25
- age 62 and older
- Minimum to open
- $25truist.com, checked Nov 8, 2026
- Overdraft fee
- Nonetruist.com, checked Nov 8, 2026
- Overdraft transfer fee
- Nonetruist.com, checked Nov 8, 2026
- Withdrawals a month
- 6truist.com, checked Nov 8, 2026
- Fee for each withdrawal over the limit
- $5truist.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $2.50truist.com, checked Nov 8, 2026
- International ATM fee
- $5truist.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 3%truist.com, checked Nov 8, 2026
- Incoming domestic wire
- $15truist.com, checked Nov 8, 2026
- Outgoing domestic wire
- $30truist.com, checked Nov 8, 2026
- Incoming international wire
- $20truist.com, checked Nov 8, 2026
- Outgoing international wire
- $65truist.com, checked Nov 8, 2026
- Paper statements
- Nonetruist.com, checked Nov 8, 2026
- Cashier’s check
- $10truist.com, checked Nov 8, 2026
- Stop payment
- $35truist.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees