Monthly fee

$25

−$300 a year for an everyday customer: fees and interest, $2,000 kept.

Wells Fargo Bank · Checking account

Wells Fargo Prime Checking

−$300 a year for an everyday customer. $25 a month. $25 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$300
Monthly fee
To open

Against the market

How it ranks

#991of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Bill pay
  • Branch access
  • Card lock
  • Check writing
  • Debit card
  • Early direct deposit
  • Free checks
  • Interest bearing
  • Joint accounts
  • No minimum balance
  • Online opening
  • Overdraft grace period
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$25 a monthwellsfargo.com, checked Nov 8, 2026
Ways to avoid the monthly fee
$20,000 or more in statement-ending qualifying balances in your linked accounts.wellsfargo.com, checked Nov 8, 2026
Minimum to open
$25wellsfargo.com, checked Nov 8, 2026
Overdraft fee
$35wellsfargo.com, checked Nov 8, 2026
Most overdraft fees in a day
3wellsfargo.com, checked Nov 8, 2026
Out-of-network ATM fee
Nonewellsfargo.com, checked Nov 8, 2026
International ATM fee
Nonewellsfargo.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
3%wellsfargo.com, checked Nov 8, 2026
Cashier’s check
Nonewellsfargo.com, checked Nov 8, 2026
Stop payment
Nonewellsfargo.com, checked Nov 8, 2026

Who can open it

Minimum age
18wellsfargo.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on wellsfargo.com

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