Wells Fargo Platinum Savings

$0 a year on $10,000 at today’s 0.00% APY. $12 a month. $25 to open.

Checked Nov 8, 2026Updated Oct 22, 2026

A year on $10,000

APY on $10,000

Monthly fee

To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Against the market

#247of 270 savings accounts, by a year’s value on $10,000

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Balance needed for the APY: $25,000wellsfargo.com, checked Nov 8, 2026
To earn the APY: deposit and maintain $25,000 or more in your new Platinum Savings Account within 30 days
maintain a minimum daily balance of at least $25,000 each day thereafter
only available on new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account or were the owner, joint owner, trustee or a Trust on any existing Wells Fargo consumer savings account within the past 30 days
wellsfargo.com, checked Nov 8, 2026

Monthly fee: $12 a monthwellsfargo.com, checked Nov 8, 2026
Ways to avoid the monthly fee: $3,500 minimum daily balance each fee periodwellsfargo.com, checked Nov 8, 2026
Minimum to open: $25wellsfargo.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

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