Wells Fargo Way2Save® Savings

$1 a year on $10,000 at today’s 0.01% APY. $5 a month. $25 to open.

Checked Nov 1, 2026Updated Oct 22, 2026

A year on $10,000

APY on $10,000

Monthly fee

To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Monthly fee: $5 a monthwellsfargo.com, checked Nov 1, 2026
Ways to avoid the monthly fee: Any one of these:
$300 minimum daily balance
1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account
1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account
1 or more Save As You Go transfers from a linked Wells Fargo checking account
Primary account owner is 24 years old or under
wellsfargo.com, checked Nov 1, 2026
Minimum to open: $25wellsfargo.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

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