APY on $10,000

0.05%

As of Nov 8, 2026. Rates are variable.

Security Service · Money market account

Security Service Money Market

$5 a year on $10,000 at today’s 0.05% APY. $10 a month. $1,000 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#79of 174 money market accounts, by a year’s value on $10,000

All 174 money market accounts, ranked

Features

  • Check writing
  • Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $10,000
0.05%
$10,000 to $25,000
0.05%
$10,000.01 to $25,000
0.05%
$25,000 to $50,000
0.10%
$25,000.01 to $50,000
0.10%
$50,000 to $100,000
0.40%
$50,000.01 to $100,000
0.40%
$100,000 to $250,000
0.40%
$100,000.01 to $250,000
0.40%
$250,000.01 and up
0.50%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$1,000ssfcu.org, checked Nov 8, 2026
Interest compounds
Dividends accrue daily and are credited to your account every month.ssfcu.org, checked Nov 8, 2026

Fees

Monthly fee
$10 a monthssfcu.org, checked Nov 8, 2026
Ways to avoid the monthly fee
the ending daily account balance falls below the required minimum $1,000.00 balance at any time during the monthssfcu.org, checked Nov 8, 2026
Minimum to open
$1,000ssfcu.org, checked Nov 8, 2026
Overdraft fee
$32.50ssfcu.org, checked Nov 8, 2026
Returned item (NSF) fee
$32.50ssfcu.org, checked Nov 8, 2026
Most overdraft fees in a day
97.5ssfcu.org, checked Nov 8, 2026
Withdrawals a month
6ssfcu.org, checked Nov 8, 2026
Fee for each withdrawal over the limit
$10ssfcu.org, checked Nov 8, 2026
ATM network
Security Service, CO-OP Network, Stripes Convenience Store ATMsssfcu.org, checked Nov 8, 2026
Out-of-network ATM fee
$1.50ssfcu.org, checked Nov 8, 2026
Outgoing domestic wire
Nonessfcu.org, checked Nov 8, 2026
Outgoing international wire
$61ssfcu.org, checked Nov 8, 2026
Early closure fee
$10ssfcu.org, checked Nov 8, 2026
Cashier’s check
Nonessfcu.org, checked Nov 8, 2026
Stop payment
$25ssfcu.org, checked Nov 8, 2026
Card replacement
$5ssfcu.org, checked Nov 8, 2026

Who can open it

Membership
Membership required:
  • You live, work, worship, attend school, volunteer, or your business is located in Texas, Colorado, or Utah.
  • You’re a member of select military branches/units or a Department of Defense employee at specific military bases within our service areas.
  • You're a family or household member of 1 an existing member.
ssfcu.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on ssfcu.org

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