APY on $10,000
0.05%
As of Nov 1, 2026. Rates are variable.
FirstBank · Savings account
FirstBank Basic Savings
$5 a year on $10,000 at today’s 0.05% APY. $5 a month. $50 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 1, 2026
Issuer's page · firstbankonline.com
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.05%
- Monthly fee, a year
- $60
- A year
- $5
- APY on $10,000
- Receipt · APYChecked Nov 1, 2026
Issuer's page · firstbankonline.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · firstbankonline.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · firstbankonline.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Features
- Interest bearing
- Joint accounts
- Minor accounts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $25firstbankonline.com, checked Nov 1, 2026
- To earn the APY
- To obtain the APY disclosed, you must maintain a minimum average daily balance of $25 in the account each day.firstbankonline.com, checked Nov 1, 2026
- Interest compounds
- Interest will be compounded every one (1) month(s) and added back to principal every one (1) month(s).firstbankonline.com, checked Nov 1, 2026
Fees
- Monthly fee
- $5 a monthfirstbankonline.com, checked Nov 1, 2026
- Ways to avoid the monthly fee
- $5 per month, if balance falls below $50firstbankonline.com, checked Nov 1, 2026
- Minimum to open
- $50firstbankonline.com, checked Nov 1, 2026
- Withdrawals a month
- 6firstbankonline.com, checked Nov 1, 2026
- Fee for each withdrawal over the limit
- $2firstbankonline.com, checked Nov 1, 2026
Who can open it
- Minimum age
- 18firstbankonline.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money