Monthly fee

Not stated

Onpoint Community · Savings account

Onpoint Community Savings Accounts

$0 a year on $10,000. Monthly fee not stated.

Checked Nov 1, 2026Updated

A year on $10,000
Monthly fee
Not stated
To open
Not stated

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Joint accounts
  • Minor accounts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Overdraft fee
$10onpointcu.com, checked Nov 1, 2026
Returned item (NSF) fee
Noneonpointcu.com, checked Nov 1, 2026
Most overdraft fees in a day
30onpointcu.com, checked Nov 1, 2026
Out-of-network ATM fee
$2onpointcu.com, checked Nov 1, 2026
Foreign transaction fee (debit card)
1%onpointcu.com, checked Nov 1, 2026
Incoming domestic wire
$8onpointcu.com, checked Nov 1, 2026
Outgoing domestic wire
$20onpointcu.com, checked Nov 1, 2026
Incoming international wire
$8onpointcu.com, checked Nov 1, 2026
Outgoing international wire
$40onpointcu.com, checked Nov 1, 2026
Stop payment
$25onpointcu.com, checked Nov 1, 2026
Card replacement
$5onpointcu.com, checked Nov 1, 2026

Who can open it

Membership
Membership required:
  • Oregon: You live or work in any of the counties we serve (33 Oregon counties listed).
  • Washington: You live, work, worship or go to school in any of the counties we serve (Clark, Skamania, Cowlitz, Lewis).
  • You're a family member of a person who is eligible for OnPoint membership.
onpointcu.com, checked Nov 1, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate, monthly fee missing). Report a mistake · How we make money

See it on onpointcu.com

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