APY on $10,000

3.35%

As of Nov 8, 2026. Rates are variable.

Ridgewood Savings Bank · Savings account

Ridgewood Smart Move Online Savings

$335 a year on $10,000 at today’s 3.35% APY. No monthly fee. $0.01 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#30of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Interest bearing
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0.01 to $249,999.99
3.35%
$250,000 and up
0.25%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$0.01ridgewoodbank.com, checked Nov 8, 2026
APY when those aren’t met
0.25%ridgewoodbank.com, checked Nov 8, 2026
APY paid on balances up to
$250,000ridgewoodbank.com, checked Nov 8, 2026

Fees

Monthly fee
Noneridgewoodbank.com, checked Nov 8, 2026
Minimum to open
$0.01ridgewoodbank.com, checked Nov 8, 2026

Who can open it

Minimum age
18ridgewoodbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on ridgewoodbank.com

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