APY on $10,000

1.50%

As of Nov 1, 2026. Rates are variable.

Ridgewood Savings Bank · Savings account

Ridgewood Youth Savings

$150 a year on $10,000 at today’s 1.50% APY. No monthly fee.

Checked Nov 1, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open
Not stated

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Joint accounts
  • Minor accounts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0 to $25,000
1.50%
$25,000.01 and up
0.25%

The bank’s rates · as of Nov 1, 2026

In the bank’s words

Terms

Rate conditions

APY paid on balances up to
$25,000ridgewoodbank.com, checked Nov 1, 2026

Fees

Monthly fee
Noneridgewoodbank.com, checked Nov 1, 2026

Who can open it

Where
Near its branchesridgewoodbank.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on ridgewoodbank.com

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