25accounts we track

  • Savings9
  • Money market4
  • Checking11
  • CDs1

Bank in Ridgewood, NY

Ridgewood Savings Bank

FDIC-insured · certificate 16026

Savings, money market, checking and CDs, with every rate from Ridgewood Savings Bank’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated

Best savings rate
3.85%APY · Ridgewood Smart Move Money Market
Best CD rate
3.75%APY for 9 months

Every account we track

Accounts and rates

Savings and money market

A year on $10,000, after fees
Ridgewood Smart Move Money MarketMoney market account · $10,000 to open3.85%$205$15 a month
Ridgewood Smart Move Online SavingsSavings account · $0.01 to open3.35%$335None
Ridgewood Youth SavingsSavings account1.50%$150None
Ridgewood PowerFlex Money MarketMoney market account · $1,000 to open0.35%−$155$15 a month
Ridgewood Passbook Savings AccountSavings account · $1 to open0.25%$25Not stated
Ridgewood Statement Savings AccountSavings account · $1 to open0.25%$25Not stated
Ridgewood Vacation and Holiday Club SavingsSavings account · $1 to open0.25%$25Not stated
Ridgewood Holiday Club AccountSavings accountNot stated—Not stated
Ridgewood Kid’s Club AccountSavings accountNot stated—Not stated
Ridgewood School Passbook AccountSavings accountNot stated—Not stated
Ridgewood Vacation Club AccountSavings accountNot stated—Not stated
Ridgewood Money Market AccountMoney market accountNot stated—$5 a month
Ridgewood Power Flex Money Market AccountMoney market accountNot stated—$15 a month

Checking

Against 1043 checking accounts
Ridgewood Good CheckingChecking account · $25 to openNot stated#196$3 a month
Ridgewood Free Green CheckingChecking accountNot stated#319None
Ridgewood Basic Banking AccountChecking accountNot stated#482$3 a month
Ridgewood BankOn CheckingChecking account · $25 to openNot stated#565$5 a month
Ridgewood Green CheckingChecking accountNot stated#597Not stated
Ridgewood Acorn Checking AccountChecking accountNot stated#733Not stated
Ridgewood ACORN Checking Account (With Interest)Checking accountNot stated#874$10 a month
Ridgewood Checking With Interest AccountChecking account · $100 to openNot stated#876$10 a month
Ridgewood Premier Rewards CheckingChecking accountNot stated#921$15 a month
Ridgewood Premier CheckingChecking accountNot stated#924$15 a month
Ridgewood Student AdvantageChecking account · $25 to openNot stated—None

Certificate of Deposit, by term

3 months2.50%—
6 months3.55%#67 of 143
9 months · Ridgewood Savings Bank’s best3.75%—
1 year3.70%#85 of 176
18 months3.60%#57 of 107
2 years3.60%#57 of 134
3 years3.30%#42 of 98
4 years3.30%—
5 years3.40%#41 of 98
6 years3.25%—
7 years3.25%—

A dash: a term we don’t rank. All Ridgewood Savings Bank CDs

Against the market

How Ridgewood Savings Bank ranks

Where each ranked account sits on our list for its kind. Further right is higher on the list.

  • Ridgewood Smart Move Online SavingsSavings account#30 of 270
  • Ridgewood Smart Move Money MarketMoney market account#21 of 174
  • Ridgewood Good CheckingChecking account#196 of 1043
  • Ridgewood Free Green CheckingChecking account#319 of 1043
  • Ridgewood Statement Savings AccountSavings account#103 of 270
  • Ridgewood Passbook Savings AccountSavings account#104 of 270
  • Ridgewood Vacation and Holiday Club SavingsSavings account#105 of 270
  • Certificate of Deposit · 5 yearsCD#41 of 98

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.