RateHerald

APY on $10,000

0.25%

As of Nov 8, 2026. Rates are variable.

Ridgewood Savings Bank · Money market account

Ridgewood PowerFlex Money Market

−$155 a year on $10,000 at today’s 0.25% APY. $15 a month. $1,000 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Rates are variable; these are today’s.

Against the market

How it ranks

#168of 174 money market accounts, by a year’s value on $10,000

All 174 money market accounts, ranked

Features

  • Branch access
  • Check writing
  • Interest bearing
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$0.01 to $9,999.99
0.20%
$10,000 to $24,999.99
0.25%
$25,000 and up
0.35%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Fees

Monthly fee
$15 a monthridgewoodbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
The $10 monthly maintenance fee is waived if a balance of $1,000 is maintained at the end of the statement cycle.ridgewoodbank.com, checked Nov 8, 2026
Minimum to open
$1,000ridgewoodbank.com, checked Nov 8, 2026

Who can open it

Minimum age
18ridgewoodbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on ridgewoodbank.com

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