Credit card fees, APRs and welcome offers

What changed

Changes to cards' annual fees, APRs and welcome offers, newest first.

A change is listed once both the old and the new value held for 3 days, so a misreading never shows up as a change.

November 2026

45changes confirmed

worse for you

26 APRs up8 offers smaller

better for you

2 APRs down9 offers bigger

Every change in November

Nov 1, 2026

28 changes · 28 APR

APR upApple CardApple17.49% to 17.74%
APR upBusiness Cash Back Credit CardBECU16.99% to 17.24%
APR upBusiness Low Rate Credit CardBECU14.49% to 14.74%
APR upCabela's CLUB Credit CardCapital One9.99% to 19.74%
APR upCash Rewards Visa® Credit CardsTruist18.74% to 18.99%
APR upDiscover it Cash Back Credit CardDiscover17.74% to 18.74%
APR upM&T Business Credit CardM&T Bank13.74% to 13.99%
APR upM&T Business Rewards Credit CardM&T Bank16.74% to 16.99%
Show 20 more on Nov 1Show fewer
1. APR upM&T Visa Signature Credit CardM&T Bank17.74% to 17.99%
2. APR downM&T Visa® Credit CardM&T Bank14.80% to 13.99%
3. APR upPottery Barn Key Rewards VisaCapital One29.24% to 29.49%
4. APR upPreferred Cash Rewards Visa Signature® Credit CardUSAA15.40% to 15.65%
5. APR downQuicksilver Cash Back Rewards CardCapital One29.49% to 18.74%
6. APR upREI Co-op Mastercard Credit CardCapital One17.49% to 17.74%
7. APR upSecured Credit CardM&T Bank18.74% to 20.99%
8. APR upSecured rewards Visa® credit cardTruist26.74% to 26.99%
9. APR upTD Bank First Class Credit CardTD Bank16.74% to 16.99%
10. APR upTD Business Solutions Credit Card with Unlimited Cash BackTD Bank17.49% to 17.74%
11. APR upTD Cash Credit CardTD Bank18.49% to 18.74%
12. APR upTD Cash Secured Credit CardTD Bank26.49% to 26.74%
13. APR upTD Double Up Credit CardTD Bank18.49% to 18.74%
14. APR upTD FlexPay Credit CardTD Bank17.49% to 17.74%
15. APR upThe Key Rewards VisaCapital One29.24% to 29.49%
16. APR upTruist Enjoy BeyondTruist18.74% to 18.99%
17. APR upTruist Future Visa® Credit CardTruist16.74% to 16.99%
18. APR upUSAA Eagle Navigator Visa Signature Credit CardUSAA18.40% to 18.65%
19. APR upWest Elm Key Rewards VisaCapital One29.24% to 29.49%
20. APR upWilliams Sonoma Key Rewards VisaCapital One29.24% to 29.49%

Oct 11, 2026

5 changes · 5 APR

APR upAmazon Visa Credit CardChase18.74% to 18.99%
APR upCash Rewards Visa Credit CardPNC18.49% to 18.74%
APR upChase Ink Business Preferred Credit CardChase17.74% to 17.99%
APR upIberia Credit CardChase19.24% to 19.49%
APR upM&T Visa® Credit CardM&T Bank13.74% to 14.80%

Oct 10, 2026

17 changes · 17 APR

APR upAer Lingus Credit CardChase19.24% to 19.49%
APR upAmazonChase18.74% to 18.99%
APR upChase Freedom Unlimited Credit CardChase18.24% to 18.49%
APR upDisney Card from ChaseChase18.24% to 18.49%
APR upIHG One Rewards Premier Credit CardChase19.24% to 19.49%
APR upInk Business Cash Credit CardChase16.74% to 16.99%
APR upInk Business Unlimited Credit CardChase16.74% to 16.99%
APR upMarriott Bonvoy Bountiful Travel Credit CardChase19.24% to 19.49%
Show 9 more on Oct 10Show fewer
1. APR upSouthwest Rapid Rewards Performance Business Credit CardChase19.24% to 19.49%
2. APR upSouthwest Rapid Rewards Plus Credit CardChase19.24% to 19.49%
3. APR upSouthwest Rapid Rewards Premier Credit CardChase19.24% to 19.49%
4. APR upSouthwest Rapid Rewards Priority Credit CardChase19.24% to 19.49%
5. APR upUnited Business Credit CardChase19.74% to 19.99%
6. APR upUnited Club Business Credit CardChase19.74% to 19.99%
7. APR upUnited Club Credit CardChase19.74% to 19.99%
8. APR upUnited Explorer Credit CardChase19.74% to 19.99%
9. APR upUnited Gateway CardChase19.74% to 19.99%

Oct 8, 2026

24 changes · 24 APR

APR upCapital One Platinum Secured credit cardCapital One28.99% to 29.24%
APR upCapital One Spark Cash CardCapital One24.49% to 24.74%
APR upCapital One Venture BusinessCapital One24.49% to 24.74%
APR upCapital One Venture X Rewards Credit CardCapital One19.49% to 19.74%
APR upCapital One VentureOne BusinessCapital One16.74% to 16.99%
APR upDiscover it Student Cash Back CardDiscover16.49% to 16.74%
APR upDiscover it Student Chrome Credit CardDiscover16.49% to 16.74%
APR upFifth Third Secured Credit CardFifth Third27.49% to 27.74%
Show 16 more on Oct 8Show fewer
1. APR downNHL Discover CardDiscover18.49% to 17.74%
2. APR upPlatinum Credit CardCapital One28.99% to 29.24%
3. APR upQuicksilver Rewards for Good CreditCapital One28.99% to 29.24%
4. APR upQuicksilver Secured RewardsCapital One28.99% to 29.24%
5. APR upQuicksilver StudentCapital One18.49% to 18.74%
6. APR upQuicksilverOne RewardsCapital One28.99% to 29.24%
7. APR upSavor RewardsCapital One18.49% to 18.74%
8. APR upSavor Rewards for Good CreditCapital One28.99% to 29.24%
9. APR upSavor Student Credit CardCapital One18.49% to 18.74%
10. APR upSavorOne RewardsCapital One28.99% to 29.24%
11. APR upSpark 1.5% Cash SelectCapital One16.74% to 16.99%
12. APR upSpark ClassicCapital One28.99% to 29.24%
13. APR upU.S. Bank Smartly™ Visa Cash Back Credit CardUS Bank17.74% to 18.49%
14. APR upVenture Rewards Travel CardCapital One19.49% to 19.74%
15. APR upVentureOne RewardsCapital One18.49% to 18.74%
16. APR upVentureOne Rewards for Good CreditCapital One28.99% to 29.24%

Oct 4, 2026

26 changes · 26 APR

APR downAllways Rewards Visa Credit CardBank of America20.24% to 19.74%
APR upAtmos™ Rewards Ascent Visa Signature® Alaska Airlines Credit CardBank of America19.49% to 19.74%
APR upAtmos™ Rewards Summit Visa Infinite® Credit CardBank of America19.49% to 19.74%
APR downBank of America® Customized Cash Rewards Credit Card for StudentsBank of America18.24% to 17.74%
APR upBank of America® Premium Rewards® Credit CardBank of America17.74% to 19.74%
APR upBank of America® Premium Rewards® Elite Credit CardBank of America18.24% to 19.74%
APR downBank of America® Secured Travel Rewards Credit CardBank of America29.24% to 27.74%
APR downBank of America® Travel Rewards Credit CardBank of America18.24% to 17.74%
Show 18 more on Oct 4Show fewer
1. APR upBank of America® Travel Rewards Credit Card for StudentsBank of America16.24% to 17.74%
2. APR downBank of America® Unlimited Cash Rewards Credit CardBank of America18.24% to 17.74%
3. APR downBank of America® Unlimited Cash Rewards Credit Card for StudentsBank of America18.24% to 17.74%
4. APR downBank of America® Unlimited Cash Rewards Secured Credit CardBank of America28.24% to 27.74%
5. APR upBritish Airways Credit CardChase19.24% to 19.49%
6. APR downCash Rewards Secured Credit Card from Bank of AmericaBank of America28.24% to 27.74%
7. APR downCredit One Bank American Express® for Rebuilding CreditCredit One29.74% to 28.74%
8. APR upCredit One Bank Omni Rewards American Express® CardCredit One29.74% to 29.99%
9. APR downCredit One Bank Platinum Rewards Visa® CardCredit One29.74% to 28.74%
10. APR downCredit One Bank Platinum Rewards Visa® with No Annual FeeCredit One29.74% to 28.74%
11. APR downCredit One Bank Platinum Visa® for Rebuilding CreditCredit One29.74% to 28.74%
12. APR downCredit One Bank Platinum X5 Visa Signature® CardCredit One29.74% to 28.74%
13. APR downCredit One Bank Premier American Express® CardCredit One29.74% to 28.74%
14. APR downCredit One Bank Secured CardCredit One29.74% to 28.74%
15. APR downCredit One Bank Vegas Golden Knights Credit CardCredit One29.74% to 28.74%
16. APR downCredit One Bank Wander® American Express® CardCredit One29.74% to 28.74%
17. APR upRoyal ONE™ Visa Signature® Credit CardBank of America17.49% to 17.74%
18. APR downSusan G. Komen® Customized Cash Rewards Credit Card - Pink Ribbon Credit CardBank of America18.24% to 17.74%

Oct 2, 2026

13 changes · 13 APR

APR upBusiness Advantage Cash Rewards Credit Card with 3% Choice CategoryBank of America16.74% to 16.99%
APR upBusiness Advantage Travel Rewards World Mastercard®Bank of America16.74% to 16.99%
APR upBusiness Advantage Unlimited Cash Rewards Mastercard® Credit CardBank of America16.74% to 16.99%
APR upBusiness Advantage Unlimited Cash Rewards Secured Business Credit CardBank of America26.74% to 26.99%
APR upChase Slate Credit CardChase18.24% to 18.49%
APR upChase Slate Edge Credit CardChase28.99% to 29.24%
APR upDisney Inspire Card from ChaseChase18.24% to 18.49%
APR upInk Business Premier(R) Credit CardChase17.74% to 17.99%
Show 5 more on Oct 2Show fewer
1. APR upInstacart Credit CardChase18.24% to 18.49%
2. APR upPlatinum Plus® Mastercard® Business Credit CardBank of America14.74% to 14.99%
3. APR upPrime Visa Credit CardChase18.74% to 18.99%
4. APR upUnited Quest CardChase19.74% to 19.99%
5. APR upWorld of Hyatt Credit CardChase19.24% to 19.49%

Within a day: annual fees first, then welcome offers, then APRs.