APY
0.01%
As of Nov 8, 2026. Rates are variable.
First Mid Bank & Trust · Checking account
First Mid Bank & Trust Benefits Checking
−$96 a year for an everyday customer. $8 a month. $50 to open.
- A year, everyday customer
- −$96
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · firstmid.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · firstmid.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · firstmid.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#799of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Check writing
- Debit card
- Mobile check deposit
- Mobile wallet
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $8 a monthfirstmid.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- waived by maintaining $2,500 daily minimum balance in the account during the statement cycle
- $25,000 maintained in total deposit balances with First Mid, including this account
- Minimum to open
- $50firstmid.com, checked Nov 8, 2026
- Paper statements
- $2 a monthfirstmid.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money