APY on $10,000

0.05%

As of Nov 8, 2026. Rates are variable.

First Mid Bank & Trust · Savings account

First Mid Bank & Trust Savings

$5 a year on $10,000 at today’s 0.05% APY. No monthly fee. $50 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#174of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Interest bearing
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
Nonefirstmid.com, checked Nov 8, 2026
Minimum to open
$50firstmid.com, checked Nov 8, 2026
Out-of-network ATM fee
$1firstmid.com, checked Nov 8, 2026
Incoming domestic wire
$10firstmid.com, checked Nov 8, 2026
Outgoing domestic wire
$20firstmid.com, checked Nov 8, 2026
Incoming international wire
$10firstmid.com, checked Nov 8, 2026
Outgoing international wire
$75firstmid.com, checked Nov 8, 2026
Paper statements
$2 a monthfirstmid.com, checked Nov 8, 2026
Early closure fee
$20firstmid.com, checked Nov 8, 2026
Cashier’s check
$6firstmid.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on firstmid.com

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