APY on $10,000
0.10%
As of Nov 8, 2026. Rates are variable.
First Mid Bank & Trust · Money market account
First Mid Bank & Trust Money Market Deposit Account (MMDA)
−$110 a year on $10,000 at today’s 0.10% APY. Monthly fee not stated.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer document · firstmid.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.10%
- Monthly fee, a year
- not stated
- A year
- −$110
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer document · firstmid.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Not stated
- To open
- Not stated
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#138of 174 money market accounts, by a year’s value on $10,000
All 174 money market accounts, rankedRates by balance
- $0 to $4,999.99
- 0.05%
- $5,000 to $25,000
- 0.10%
- $25,000 to $50,000
- 0.20%
- $50,000 and up
- 0.50%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Fees
- Incoming domestic wire
- $10firstmid.com, checked Nov 8, 2026
- Outgoing domestic wire
- $20firstmid.com, checked Nov 8, 2026
- Incoming international wire
- $10firstmid.com, checked Nov 8, 2026
- Outgoing international wire
- $75firstmid.com, checked Nov 8, 2026
- Inactivity fee
- $5firstmid.com, checked Nov 8, 2026
- Early closure fee
- $20firstmid.com, checked Nov 8, 2026
- Cashier’s check
- $6firstmid.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money