APY
0.25%
As of Nov 8, 2026. Rates are variable.
First Mid Bank & Trust · Checking account
First Mid Bank & Trust Checking
−$60 a year for an everyday customer. Monthly fee not stated.
- A year, everyday customer
- −$60
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer document · firstmid.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Not stated
- To open
- Not stated
Against the market
How it ranks
#715of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedIn the bank’s words
Terms
Fees
- Overdraft fee
- $32firstmid.com, checked Nov 8, 2026
- Returned item (NSF) fee
- $32firstmid.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $1firstmid.com, checked Nov 8, 2026
- Incoming domestic wire
- $10firstmid.com, checked Nov 8, 2026
- Outgoing domestic wire
- $20firstmid.com, checked Nov 8, 2026
- Incoming international wire
- $10firstmid.com, checked Nov 8, 2026
- Outgoing international wire
- $75firstmid.com, checked Nov 8, 2026
- Inactivity fee
- $5firstmid.com, checked Nov 8, 2026
- Early closure fee
- $20firstmid.com, checked Nov 8, 2026
- Cashier’s check
- $6firstmid.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 2 items counted at typical fees