Monthly fee
$8
$0 a year for an everyday customer: fees and interest, $2,000 kept.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · frostbank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Against the market
How it ranks
#390of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Card lock
- Contactless card
- Debit card
- Early direct deposit
- Interest bearing
- Live chat
- Mobile check deposit
- Mobile wallet
- Overdraft grace period
- Spending alerts
- Support 24/7
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $5,000frostbank.com, checked Nov 8, 2026
- To earn the APY
- Yes, if daily balance is $5,000 or morefrostbank.com, checked Nov 8, 2026
Fees
- Monthly fee
- $8 a monthfrostbank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Direct deposits*, mobile deposits, debit card credits** or Zelle credits totaling $100 or more
- $1,000 minimum daily balance
- $5,000 combined average daily balances*** in personal deposit accounts, including checking, savings, money market, CDs and IRAs
- Account owner under the age of 25
- You own a Frost Premium Account
- ATM network
- 1,700+ ATMs including H-E-B and Circle K locations statewide, plus CVS and Walgreens stores in North Texasfrostbank.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $2frostbank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees