APY
0.04%
As of Nov 8, 2026. Rates are variable.
Frost Bank · Checking account
Frost Premium Account
−$359 a year for an everyday customer. $30 a month. $25 to open.
- A year, everyday customer
- −$359
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · frostbank.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · frostbank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · frostbank.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#1025of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Branch access
- Card lock
- Check writing
- Contactless card
- Custom card design
- Debit card
- Early direct deposit
- Free checks
- Interest bearing
- Live chat
- Mobile check deposit
- Mobile wallet
- No overdraft fees
- Overdraft grace period
- Overdraft line of credit
- Overdraft protection transfer
- Spending alerts
- Support 24/7
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Interest compounds
- monthlyfrostbank.com, checked Nov 8, 2026
Fees
- Monthly fee
- $30 a monthfrostbank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- $250,000 combined average daily balances of personal deposit and investment accounts* you own.frostbank.com, checked Nov 8, 2026
- Minimum to open
- $25frostbank.com, checked Nov 8, 2026
- Overdraft fee
- Nonefrostbank.com, checked Nov 8, 2026
- Returned item (NSF) fee
- Nonefrostbank.com, checked Nov 8, 2026
- Overdraft transfer fee
- Nonefrostbank.com, checked Nov 8, 2026
- ATM network
- 1,700+ ATMs including H-E-B and Circle K locations statewide, plus CVS and Walgreens stores in North Texasfrostbank.com, checked Nov 8, 2026
- ATMs in the network
- 1,700frostbank.com, checked Nov 8, 2026
- Out-of-network ATM fee
- Nonefrostbank.com, checked Nov 8, 2026
- International ATM fee
- Nonefrostbank.com, checked Nov 8, 2026
- ATM fees refunded, up to
- $15 a monthfrostbank.com, checked Nov 8, 2026
- Incoming domestic wire
- Nonefrostbank.com, checked Nov 8, 2026
- Outgoing domestic wire
- Nonefrostbank.com, checked Nov 8, 2026
- Incoming international wire
- Nonefrostbank.com, checked Nov 8, 2026
- Outgoing international wire
- Nonefrostbank.com, checked Nov 8, 2026
- Cashier’s check
- Nonefrostbank.com, checked Nov 8, 2026
- Stop payment
- Nonefrostbank.com, checked Nov 8, 2026
- Card replacement
- Nonefrostbank.com, checked Nov 8, 2026
Who can open it
- Where
- Near its branchesfrostbank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money