Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Frost Bank · Checking account
Frost Under 25 account
$0 a year for an everyday customer. No monthly fee. $50 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · frostbank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · frostbank.com
The source states this figure; we have no exact sentence on file yet.
Features
- Card lock
- Debit card
- Early direct deposit
- Online opening
- Overdraft grace period
- Spending alerts
- Support 24/7
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- Nonefrostbank.com, checked Nov 1, 2026
- Ways to avoid the monthly fee
- Any one of these:
- 0 monthly service charge with one account owner under 25
- Direct deposits*, mobile deposits, debit card credits** or Zelle credits totaling $100 or more
- Keep a minimum daily balance of $1,000
- Combined average daily balance in personal accounts of $5,000
- Minimum to open
- $50frostbank.com, checked Nov 1, 2026
- ATM network
- 1,700+ ATMs including H-E-B and Circle K locations statewide, plus CVS and Walgreens stores in North Texasfrostbank.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees