APY
0.03%
As of Nov 8, 2026. Rates are variable.
- A year, everyday customer
- −$179
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · frostbank.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · frostbank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Against the market
How it ranks
#900of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Card lock
- Contactless card
- Debit card
- Early direct deposit
- Interest bearing
- Live chat
- Mobile check deposit
- Mobile wallet
- Overdraft grace period
- Spending alerts
- Support 24/7
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Interest compounds
- monthlyfrostbank.com, checked Nov 8, 2026
Fees
- Monthly fee
- $15 a monthfrostbank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Combined average daily balances* of $10,000 in personal deposit accounts
- You are a borrower on a Frost consumer real estate secured loan, including mortgage
- You own a Frost Premium Account
- Overdraft fee
- Nonefrostbank.com, checked Nov 8, 2026
- Returned item (NSF) fee
- Nonefrostbank.com, checked Nov 8, 2026
- Overdraft transfer fee
- Nonefrostbank.com, checked Nov 8, 2026
- ATMs in the network
- 1,700frostbank.com, checked Nov 8, 2026
- Out-of-network ATM fee
- Nonefrostbank.com, checked Nov 8, 2026
- ATM fees refunded, up to
- $5 a monthfrostbank.com, checked Nov 8, 2026
- Incoming domestic wire
- Nonefrostbank.com, checked Nov 8, 2026
- Outgoing domestic wire
- Nonefrostbank.com, checked Nov 8, 2026
- Incoming international wire
- $15frostbank.com, checked Nov 8, 2026
- Cashier’s check
- Nonefrostbank.com, checked Nov 8, 2026
- Stop payment
- $30frostbank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees