APY on $10,000

2.65%

As of Nov 8, 2026. Rates are variable.

Frost Bank · Money market account

Frost Money Market Account

−$180 a year on $10,000 at today’s 2.65% APY. $15 a month.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open
Not stated

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Branch access
  • Interest bearing
  • Overdraft protection transfer
  • Support 24/7

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

$25,000 to $50,000
1.25%
$50,000 to $100,000
1.30%
$100,000 to $250,000
1.40%
$250,000 to $1,000,000
1.57%
$1,000,000 to $2,500,000
2.35%
$2,500,000 to $10,000,000
2.50%
$10,000,000 to $20,000,000
2.65%

The bank’s rates · as of Nov 8, 2026

In the bank’s words

Terms

Fees

Monthly fee
$15 a monthfrostbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • Maintain $15,000 minimum daily balance in this account
  • Or own a Frost Premium Account
frostbank.com, checked Nov 8, 2026
Withdrawals a month
6frostbank.com, checked Nov 8, 2026

Who can open it

Where
Near its branchesfrostbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on frostbank.com

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