Monthly fee
Not stated
−$60 a year for an everyday customer: fees and interest, $2,000 kept.
Navy Federal Credit Union · Checking account
Navy Checking Protection
−$60 a year for an everyday customer. Monthly fee not stated.
- A year, everyday customer
- −$60
- Monthly fee
- Not stated
- To open
- Not stated
Against the market
How it ranks
#740of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Check writing
- Debit card
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Overdraft fee
- $20navyfederal.org, checked Nov 1, 2026
- Returned item (NSF) fee
- Nonenavyfederal.org, checked Nov 1, 2026
- Most overdraft fees in a day
- 1navyfederal.org, checked Nov 1, 2026
- Out-of-network ATM fee
- $1navyfederal.org, checked Nov 1, 2026
- Foreign transaction fee (debit card)
- 1%navyfederal.org, checked Nov 1, 2026
- Incoming domestic wire
- Nonenavyfederal.org, checked Nov 1, 2026
- Outgoing domestic wire
- $20navyfederal.org, checked Nov 1, 2026
- Outgoing international wire
- $25navyfederal.org, checked Nov 1, 2026
- Cashier’s check
- $5navyfederal.org, checked Nov 1, 2026
- Stop payment
- $20navyfederal.org, checked Nov 1, 2026
- Card replacement
- Nonenavyfederal.org, checked Nov 1, 2026
Who can open it
- Membership
- Membership required:
- Servicemembers in all branches of the armed forces, including active duty members, Delayed Entry Program (DEP), DoD Officer Candidate/ROTC, DoD Reservists, veterans, retirees and annuitants
- Immediate family members include parents, grandparents, spouses, siblings, children (including adopted and stepchildren), grandchildren and household members
- DoD civilian employees, U.S. Government employees assigned to DoD installations, DoD contractors assigned to U.S. Government installations, and DoD civilian retirees and annuitants
- An existing member who is a parent, grandparent or guardian of a minor can share the gift of membership through the minor membership application
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 3 items counted at typical fees