13accounts we track

  • Savings1
  • Money market3
  • Checking7
  • CDs2

Credit union in Vienna, VA

Navy Federal Credit Union

NCUA-insured · charter 5536

Savings, money market, checking and CDs, with every rate from Navy Federal Credit Union’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated

Best savings rate
2.15%APY · Navy Jumbo Money Market Savings Account
Best CD rate
4.35%APY for 1 year

Every account we track

Accounts and rates

Savings and money market

A year on $10,000, after fees
Navy Jumbo Money Market Savings AccountMoney market account2.15%−$120Not stated
Navy Education Money Market Savings AccountMoney market account · no minimum to open1.55%−$120Not stated
Navy Money Market Savings AccountMoney market account · no minimum to open1.55%−$120Not stated
Navy Share SavingsSavings account0.25%$25Not stated

Checking

Against 1043 checking accounts
Navy Flagship CheckingChecking account · no minimum to open0.45%#12$10 a month
Navy Free Easy CheckingChecking account · no minimum to open0.05%#48None
Navy Free Active Duty CheckingChecking account · no minimum to open0.05%#51None
Navy Free EveryDay CheckingChecking account · no minimum to openNot stated#429None
Navy Miscellaneous CheckingChecking accountNot stated#738Not stated
Navy Checking ProtectionChecking accountNot stated#740Not stated
Navy Free Campus CheckingChecking account · no minimum to open0.05%—None

EasyStart Certificate, by term

$50 to open
1 year · Navy Federal Credit Union’s best4.00%#61 of 176
18 months3.70%#52 of 107
2 years3.60%#58 of 134

A dash: a term we don’t rank. Also at Navy Federal Credit Union: Special EasyStart Certificate, up to 4.35%. All Navy Federal Credit Union CDs

Against the market

How Navy Federal Credit Union ranks

Where each ranked account sits on our list for its kind. Further right is higher on the list.

  • Navy Flagship CheckingChecking account#12 of 1043
  • Navy Free Easy CheckingChecking account#48 of 1043
  • Navy Free Active Duty CheckingChecking account#51 of 1043
  • EasyStart Certificate · 1 yearCD#61 of 176
  • Special EasyStart Certificate · 1 yearCD#68 of 176
  • Navy Free EveryDay CheckingChecking account#429 of 1043
  • Navy Share SavingsSavings account#116 of 270
  • EasyStart Certificate · 2 yearsCD#58 of 134

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.