APY on $10,000
0.00%
As of Nov 8, 2026. Rates are variable.
Navy Federal Credit Union · Money market account
Navy Money Market Savings Account
−$120 a year on $10,000 at today’s 0.00% APY. Monthly fee not stated. No minimum to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer's page · navyfederal.org
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.00%
- Monthly fee, a year
- not stated
- A year
- −$120
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer's page · navyfederal.org
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Not stated
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · navyfederal.org
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#157of 174 money market accounts, by a year’s value on $10,000
All 174 money market accounts, rankedFeatures
- Check writing
- Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0 to $2,499
- 0.00%
- $2,500 to $9,999
- 1.00%
- $10,000 to $24,999
- 1.10%
- $25,000 to $49,999
- 1.15%
- $50,000 and up
- 1.55%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $2,500navyfederal.org, checked Nov 1, 2026
- To earn the APY
- A $2,500 minimum balance must be maintained to earn dividends on MMSA accounts.navyfederal.org, checked Nov 1, 2026
- APY when those aren’t met
- 0.00%navyfederal.org, checked Nov 1, 2026
- Interest compounds
- Monthly compounded, monthly credited.navyfederal.org, checked Nov 1, 2026
Fees
- Minimum to open
- Nonenavyfederal.org, checked Nov 1, 2026
Who can open it
- Membership
- Membership required:
- Servicemembers in all branches of the armed forces, including active duty members, Delayed Entry Program (DEP), DoD Officer Candidate/ROTC, DoD Reservists, veterans, retirees and annuitants
- Immediate family members include parents, grandparents, spouses, siblings, children (including adopted and stepchildren), grandchildren and household members
- DoD civilian employees, U.S. Government employees assigned to DoD installations, DoD contractors assigned to U.S. Government installations, and DoD civilian retirees and annuitants
- An existing member who is a parent, grandparent or guardian of a minor can share the gift of membership through the minor membership application
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money