APY on $10,000

0.25%

As of Nov 1, 2026. Rates are variable.

Navy Federal Credit Union · Savings account

Navy Share Savings

$25 a year on $10,000 at today’s 0.25% APY. Monthly fee not stated.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
Not stated
To open
Not stated

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#116of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

In the bank’s words

Terms

Fees

Returned item (NSF) fee
Nonenavyfederal.org, checked Nov 1, 2026
Incoming domestic wire
Nonenavyfederal.org, checked Nov 1, 2026
Outgoing domestic wire
$20navyfederal.org, checked Nov 1, 2026
Outgoing international wire
$25navyfederal.org, checked Nov 1, 2026
Cashier’s check
$5navyfederal.org, checked Nov 1, 2026
Stop payment
$20navyfederal.org, checked Nov 1, 2026

Who can open it

Membership
Membership required:
  • Servicemembers in all branches of the armed forces, including active duty members, Delayed Entry Program (DEP), DoD Officer Candidate/ROTC, DoD Reservists, veterans, retirees and annuitants
  • Immediate family members include parents, grandparents, spouses, siblings, children (including adopted and stepchildren), grandchildren and household members
  • DoD civilian employees, U.S. Government employees assigned to DoD installations, DoD contractors assigned to U.S. Government installations, and DoD civilian retirees and annuitants
  • An existing member who is a parent, grandparent or guardian of a minor can share the gift of membership through the minor membership application
navyfederal.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money

See it on navyfederal.org

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