APY on $10,000

0.00%

As of Nov 8, 2026. Rates are variable.

Navy Federal Credit Union · Money market account

Navy Education Money Market Savings Account

−$120 a year on $10,000 at today’s 0.00% APY. Monthly fee not stated. No minimum to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
Not stated
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#158of 174 money market accounts, by a year’s value on $10,000

All 174 money market accounts, ranked

Features

  • Interest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$2,500navyfederal.org, checked Nov 1, 2026
To earn the APY
A $2,500 minimum balance must be maintained to earn dividends on MMSA accounts.navyfederal.org, checked Nov 1, 2026

Fees

Minimum to open
Nonenavyfederal.org, checked Nov 1, 2026

Who can open it

Membership
Membership required:
  • Servicemembers in all branches of the armed forces, including active duty members, Delayed Entry Program (DEP), DoD Officer Candidate/ROTC, DoD Reservists, veterans, retirees and annuitants
  • Immediate family members include parents, grandparents, spouses, siblings, children (including adopted and stepchildren), grandchildren and household members
  • DoD civilian employees, U.S. Government employees assigned to DoD installations, DoD contractors assigned to U.S. Government installations, and DoD civilian retirees and annuitants
  • An existing member who is a parent, grandparent or guardian of a minor can share the gift of membership through the minor membership application
navyfederal.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money

See it on navyfederal.org

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