Navy Free Active Duty Checking

$1 a year for an everyday customer. No monthly fee. No minimum to open.

Checked Nov 8, 2026Updated Nov 1, 2026

A year, everyday customer: $1
APY: Receipt · APYChecked Nov 8, 2026
Issuer's page · navyfederal.org
The source states this figure; we have no exact sentence on file yet.
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Monthly fee: Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · navyfederal.org
The source states this figure; we have no exact sentence on file yet.
Open on navyfederal.org Report a problem
To open: Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · navyfederal.org
The source states this figure; we have no exact sentence on file yet.
Open on navyfederal.org Report a problem

Against the market

How it ranks

#51of 1043 checking accounts, by a year’s value for an everyday customer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Membership: Membership required:
Servicemembers in all branches of the armed forces, including active duty members, Delayed Entry Program (DEP), DoD Officer Candidate/ROTC, DoD Reservists, veterans, retirees and annuitants
Immediate family members include parents, grandparents, spouses, siblings, children (including adopted and stepchildren), grandchildren and household members
DoD civilian employees, U.S. Government employees assigned to DoD installations, DoD contractors assigned to U.S. Government installations, and DoD civilian retirees and annuitants
An existing member who is a parent, grandparent or guardian of a minor can share the gift of membership through the minor membership application
navyfederal.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

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