Monthly fee

$6.95

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Old National Bank · Checking account

Old ONB Everyday Checking

$0 a year for an everyday customer. $6.95 a month. $50 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Offer

Bonuses

$600

$12,000 in direct deposits within 120 days. About $3,000 a month for 4 months.

Old ONB Everyday Checking · Old · for new customers

Ends Dec 31, 2026Meet it within 120 daysNew customers only

“Open an ONB Everyday or Preferred Checking account with a minimum deposit of $50 between 2/3/2026 and 12/31/2026 (new to personal checking), then make 3 or more qualifying ACH direct deposits totaling at least $12,000 for the $600 bonus or at least $3,500 for the $300 bonus within the first four mon”The bank’s page, checked Nov 8, 2026

Can you meet it? The bank bonus finderAll bank bonuses

$50

With a current customer’s referral

ReferLive

The referred person must open a new eligible Old National checking account, complete 10 debit card transactions (ATM withdrawals excluded), and have one or more direct deposits totaling at least $500, all within 75 days of account opening.

Against the market

How it ranks

#246of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Card lock
  • Check writing
  • Debit card
  • Mobile check deposit
  • Mobile wallet
  • Online opening
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$6.95 a montholdnational.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • Have a total of $500 in direct deposits each month
  • Maintain a minimum daily balance of $500
  • Maintain a $1,500 minimum combined daily balance in checking, savings or money market accounts
  • Upon request for active-duty military personnel
  • Make 15 or more posted debit card transactions from this account during the statement cycle (pending debit card transactions are excluded)
oldnational.com, checked Nov 8, 2026
Minimum to open
$50oldnational.com, checked Nov 8, 2026
ATM network
Old National ATMs and Allpoint ATMsoldnational.com, checked Nov 8, 2026
ATMs in the network
55,000oldnational.com, checked Nov 8, 2026
Paper statements
$3 a montholdnational.com, checked Nov 8, 2026
Early closure fee
$25oldnational.com, checked Nov 8, 2026

Who can open it

Where
Iowa, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Dakota, Tennessee, Wisconsinoldnational.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on oldnational.com

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