Monthly fee

$5

−$60 a year for an everyday customer: fees and interest, $2,000 kept.

Ridgewood Savings Bank · Checking account

Ridgewood BankOn Checking

−$60 a year for an everyday customer. $5 a month. $25 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$60
Monthly fee
To open

Against the market

How it ranks

#565of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Automatic savings
  • Bill pay
  • Branch access
  • Debit card
  • Debit rewards
  • Free checks
  • No minimum balance
  • No overdraft fees
  • Savings round ups
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$5 a monthridgewoodbank.com, checked Nov 8, 2026
Minimum to open
$25ridgewoodbank.com, checked Nov 8, 2026
Overdraft fee
Noneridgewoodbank.com, checked Nov 8, 2026
ATM network
Allpoint® and MoneyPass®ridgewoodbank.com, checked Nov 8, 2026
ATMs in the network
90,000ridgewoodbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on ridgewoodbank.com

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