Monthly fee
$10
−$120 a year for an everyday customer: fees and interest, $2,000 kept.
Ridgewood Savings Bank · Checking account
Ridgewood Checking With Interest Account
−$120 a year for an everyday customer. $10 a month. $100 to open.
- A year, everyday customer
- −$120
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · ridgewoodbank.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · ridgewoodbank.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#876of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Budgeting tools
- Interest bearing
- Mobile check deposit
- Online opening
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $10 a monthridgewoodbank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Direct Deposit Relationship
- $5,000 Total Relationship with Ridgewood
- Minimum to open
- $100ridgewoodbank.com, checked Nov 8, 2026
- Overdraft fee
- $30ridgewoodbank.com, checked Nov 8, 2026
- Returned item (NSF) fee
- $30ridgewoodbank.com, checked Nov 8, 2026
- Overdraft transfer fee
- $10ridgewoodbank.com, checked Nov 8, 2026
- Most overdraft fees in a day
- 90ridgewoodbank.com, checked Nov 8, 2026
- ATM network
- Ridgewood ATM; 4 free uses per month at non-Ridgewood ATMsridgewoodbank.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $1ridgewoodbank.com, checked Nov 8, 2026
- Incoming domestic wire
- $10ridgewoodbank.com, checked Nov 8, 2026
- Outgoing domestic wire
- $25ridgewoodbank.com, checked Nov 8, 2026
- Stop payment
- $25ridgewoodbank.com, checked Nov 8, 2026
- Card replacement
- $10ridgewoodbank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 3 items counted at typical fees