Monthly fee
$3
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Ridgewood Savings Bank · Checking account
Ridgewood Good Checking
$0 a year for an everyday customer. $3 a month. $25 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · ridgewoodbank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · ridgewoodbank.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#196of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Automatic savings
- Bill pay
- Check writing
- Debit card
- Debit rewards
- Free checks
- No minimum balance
- Online opening
- Savings round ups
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $3 a monthridgewoodbank.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- at least $300 in monthly direct deposit transactions
- you enroll in and maintain eStatements
- your combined Ridgewood deposits total at least $2,500 at the end of your statement cycle
- you are 65 or over
- Minimum to open
- $25ridgewoodbank.com, checked Nov 8, 2026
- ATM network
- Allpoint® and MoneyPass® ATMs worldwideridgewoodbank.com, checked Nov 8, 2026
- ATMs in the network
- 90,000ridgewoodbank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees