Monthly fee

$15

−$180 a year for an everyday customer: fees and interest, $2,000 kept.

Ridgewood Savings Bank · Checking account

Ridgewood Premier Checking

−$180 a year for an everyday customer. $15 a month.

Checked Nov 8, 2026Updated

A year, everyday customer
−$180
Monthly fee
To open
Not stated

Against the market

How it ranks

#924of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Branch access
  • Check writing
  • Debit card
  • Free checks
  • Interest bearing
  • Live chat
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$15 a monthridgewoodbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • a combined deposit relationship of $25,000 (based on your balances at the end of the statement cycle)
  • an average daily balance of $5,000 (calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period)
ridgewoodbank.com, checked Nov 8, 2026
ATM network
Allpoint® and MoneyPass® ATMsridgewoodbank.com, checked Nov 8, 2026
ATMs in the network
90,000ridgewoodbank.com, checked Nov 8, 2026
Out-of-network ATM fee
Noneridgewoodbank.com, checked Nov 8, 2026
International ATM fee
Noneridgewoodbank.com, checked Nov 8, 2026
ATM fees refunded, up to
$10 a monthridgewoodbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on ridgewoodbank.com

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