Monthly fee
$12
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Truist Bank · Checking account
Truist One® Checking Account
$0 a year for an everyday customer. $12 a month. $50 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · truist.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · truist.com
The source states this figure; we have no exact sentence on file yet.
Offer
Bonus
$2,000 in direct deposits within 120 days. About $500 a month for 4 months.
Truist One® Checking Account · Truist · for new customers
Ends Feb 2, 2027Meet it within 120 daysNew customers only
“Open a new Truist One Checking or Truist Marquee Checking account from 7/14/26 through 2/2/27 using the promo code, receive at least 2 qualifying direct deposits totaling $2,000 or more and complete at least 20 qualifying debit card purchases within 120 days of account opening, with all required tra”The bank’s page, checked Nov 8, 2026
Against the market
How it ranks
#113of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Bill pay
- Branch access
- Card lock
- Custom card design
- Debit card
- Debit rewards
- Free checks
- Mobile check deposit
- No overdraft fees
- Online opening
- Overdraft protection transfer
- Spending alerts
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $12 a monthtruist.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Make $500 or more in total qualifying direct deposits per statement cycle.
- Maintain a total combined ledger balance of $500 or more in your Truist related accounts.
- Have a Truist credit card, mortgage or consumer loan, including LightStream.
- Have a linked small business checking account.
- Be a student.
- primary account owners under age 25
- age 62 and older
- Minimum to open
- $50truist.com, checked Nov 8, 2026
- Overdraft fee
- Nonetruist.com, checked Nov 8, 2026
- Returned item (NSF) fee
- Nonetruist.com, checked Nov 8, 2026
- Overdraft transfer fee
- Nonetruist.com, checked Nov 8, 2026
- Withdrawals a month
- 6truist.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $3truist.com, checked Nov 8, 2026
- International ATM fee
- $5truist.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 3%truist.com, checked Nov 8, 2026
- Incoming domestic wire
- Nonetruist.com, checked Nov 8, 2026
- Outgoing domestic wire
- $30truist.com, checked Nov 8, 2026
- Incoming international wire
- Nonetruist.com, checked Nov 8, 2026
- Outgoing international wire
- $65truist.com, checked Nov 8, 2026
- Paper statements
- Nonetruist.com, checked Nov 8, 2026
- Cashier’s check
- Nonetruist.com, checked Nov 8, 2026
- Stop payment
- Nonetruist.com, checked Nov 8, 2026
- Card replacement
- Nonetruist.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money