APY on $10,000
0.15%
As of Nov 8, 2026. Rates are variable.
Onpoint Community · Money market account
Onpoint Community FlexSmart Money Market
−$105 a year on $10,000 at today’s 0.15% APY. Monthly fee not stated.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer's page · onpointcu.com
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.15%
- Monthly fee, a year
- not stated
- A year
- −$105
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer's page · onpointcu.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Not stated
- To open
- Not stated
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#136of 174 money market accounts, by a year’s value on $10,000
All 174 money market accounts, rankedFeatures
- Check writing
- Debit card
- Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $0onpointcu.com, checked Nov 8, 2026
- Interest compounds
- Interest will be compounded and credited as set forth on the Deposit Rate Sheet.onpointcu.com, checked Nov 8, 2026
Fees
- Incoming domestic wire
- $8onpointcu.com, checked Nov 8, 2026
- Outgoing domestic wire
- $20onpointcu.com, checked Nov 8, 2026
- Incoming international wire
- $8onpointcu.com, checked Nov 8, 2026
- Outgoing international wire
- $40onpointcu.com, checked Nov 8, 2026
Who can open it
- Membership
- Membership required:
- Oregon: You live or work in any of the counties we serve (33 Oregon counties listed).
- Washington: You live, work, worship or go to school in any of the counties we serve (Clark, Skamania, Cowlitz, Lewis).
- You're a family member of a person who is eligible for OnPoint membership.
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money