Ridgewood Power Flex Money Market Account

$0 a year on $10,000. $15 a month.

Checked Nov 1, 2026Updated Oct 22, 2026

A year on $10,000

Monthly fee

To open

Not stated

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Features

Bill pay
Budgeting tools
Mobile check deposit
Online opening
Spending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee: $15 a monthridgewoodbank.com, checked Nov 1, 2026
Ways to avoid the monthly fee: $1,000 balanceridgewoodbank.com, checked Nov 1, 2026
Overdraft fee: $30ridgewoodbank.com, checked Nov 1, 2026
Returned item (NSF) fee: $30ridgewoodbank.com, checked Nov 1, 2026
Overdraft transfer fee: $10ridgewoodbank.com, checked Nov 1, 2026
Most overdraft fees in a day: 90ridgewoodbank.com, checked Nov 1, 2026
Withdrawals a month: 6ridgewoodbank.com, checked Nov 1, 2026
Fee for each withdrawal over the limit: $10ridgewoodbank.com, checked Nov 1, 2026
ATM network: Ridgewood ATM; 4 free uses per month at non-Ridgewood ATMsridgewoodbank.com, checked Nov 1, 2026
Out-of-network ATM fee: $1ridgewoodbank.com, checked Nov 1, 2026
Incoming domestic wire: $10ridgewoodbank.com, checked Nov 1, 2026
Outgoing domestic wire: $25ridgewoodbank.com, checked Nov 1, 2026
Stop payment: $25ridgewoodbank.com, checked Nov 1, 2026
Card replacement: $10ridgewoodbank.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money

See it on ridgewoodbank.com

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