Ranked by a year’s interest, after fees

Money market accounts

Ranked by what they pay on $1,000 in a year, after any monthly fee. The rate is the bank’s published APY for that balance; each row links the bank’s own page.

Data as of Nov 8, 2026Updated Nov 8, 2026

What would you gain by switching?CD rates After-tax yield

Balance

High Yield Money MarketCFG Bank · source · checked Nov 8, 2026A year on $1,000: $41APY4.05%Fee$10a monthTo openNot stated
Promotional Money Market AccountBankUnited · source · checked Nov 8, 2026Promotional rate, lasts 6 monthsA year on $1,000: $38APY3.75%FeeNot statedTo open$2,500
Sallie Mae Bank Money Market AccountSallie Mae Bank · source · checked Nov 8, 2026A year on $1,000: $36APY3.60%FeeNoneTo openNone
Advantage Money MarketCommunityamerica · source · checked Nov 8, 2026Membership: Workplace: If you work for one of the 1,100+ companies that partner with CommunityAmerica, you and your immediate family are in!A year on $1,000: $32APY3.20%Fee$10a monthTo open$1,000
Choice Money Market AccountApple Bank · source · checked Nov 8, 2026APY condition not evaluated: Elite tier: meet the requirements of the Premier tier and also meet all of the following criteriaA year on $1,000: $30APY3.03%FeeNoneTo open$100
Velocity Money MarketSunflower Bank · source · checked Nov 8, 2026A year on $1,000: $30APY3.02%Fee$8a monthTo open$1,000
Personal Capital Money Market SavingsWright-patt Credit Union, Inc. · source · checked Nov 8, 2026Membership limited: employer, family, geography, military, organization, otherA year on $1,000: $28APY2.75%FeeNoneTo open$100
Money Market PlusSecurity Service · source · checked Nov 8, 2026Membership limited: family, geography, militaryA year on $1,000: $25APY2.53%FeeNoneTo open$1,000
STAR MONEY MARKETTexas Capital Bank · source · checked Nov 8, 2026A year on $1,000: $23APY2.29%FeeNoneTo open$100
Money Market Share Account (MMSA)State Employees' · source · checked Nov 8, 2026Membership limited: employer, family, militaryA year on $1,000: $22APY2.18%Fee$2a monthTo open$250
High Yield Money MarketWaFd Bank · source · checked Nov 8, 2026Promotional APY: how long it lasts isn't statedA year on $1,000: $13APY1.25%Fee$10a monthTo open$25
Money Market SavingsBell Bank · source · checked Nov 8, 2026A year on $1,000: $11APY1.06%FeeNot statedTo open$50
Money MarketCustomers Bank · source · checked Nov 8, 2026A year on $1,000: $10APY1.00%Fee$5a monthTo openNot stated
Money Market GrowthRedwood · source · checked Nov 8, 2026Membership limited: employer, family, geographyA year on $1,000: $10APY1.00%FeeNoneTo open$100
Signature Money MarketKinecta · source · checked Nov 8, 2026A year on $1,000: $3APY0.25%FeeNoneTo open$10,000
Flex Money MarketMid Penn Bank · source · checked Nov 8, 2026APY not stated; the interest rate is used (the APY is at least this)A year on $1,000: $3APY0.25%FeeNoneTo openNone
Preferred Money Market AccountRBC Bank, (Georgia) · source · checked Nov 8, 2026A year on $1,000: $2APY0.20%Fee$5a monthTo open$1,000
Personal Money MarketS&T Bank · source · checked Nov 8, 2026A year on $1,000: $2APY0.20%Fee$10a monthTo open$50
Money Market Account – OnlineAmalgamated Bank · source · checked Nov 8, 2026A year on $1,000: $2APY0.20%FeeNoneTo open$100
Signature Money MarketJohnson Bank · source · checked Nov 8, 2026A year on $1,000: $2APY0.20%Fee$25a monthTo open$1,000
Money Market AccountBank of Colorado · source · checked Nov 8, 2026A year on $1,000: $2APY0.20%FeeNot statedTo open$1,000
Money MarketNeedham Bank · source · checked Nov 8, 2026A year on $1,000: $1APY0.10%FeeNoneTo openNot stated
Star Money MarketSalem Five Cents Savings Bank · source · checked Nov 8, 2026Also at this rate: Gold Star Money MarketA year on $1,000: $1APY0.10%FeeNoneTo openNot stated
Classic Five Money Market ℠Salem Five Cents Savings Bank · source · checked Nov 8, 2026A year on $1,000: $1APY0.10%Fee$5a monthTo open$10
Tribute Money MarketEquity Bank · source · checked Nov 8, 2026A year on $1,000: $1APY0.05%Fee$5a monthTo open$1,000
Thrive Money MarketColumbia Bank · source · checked Nov 8, 2026A year on $1,000: $1APY0.05%Fee$10a monthTo openNot stated
Traditional Money MarketLangley · source · checked Nov 8, 2026A year on $1,000: $1APY0.05%FeeNoneTo open$100
Prestige Money MarketEquity Bank · source · checked Nov 8, 2026A year on $1,000: $1APY0.05%Fee$10a monthTo open$1,000
Simple Money MarketHanmi Bank · source · checked Nov 8, 2026A year on $1,000: $1APY0.05%Fee$5a monthTo open$100
Money MarketSecurity Service · source · checked Nov 8, 2026Membership limited: family, geography, militaryA year on $1,000: $1APY0.05%Fee$10a monthTo open$1,000
Premium Money MarketNeedham Bank · source · checked Nov 8, 2026APY condition not evaluated: 3.50% APY* on balances over $50,000 when linked with a Premium Checking AccountA year on $1,000: $1APY0.05%FeeNoneTo open$250
Premier Money MarketEastern Bank · source · checked Nov 8, 2026A year on $1,000: $0APY0.01%FeeNoneTo openNone
Jumbo Money MarketFirst Mid Bank & Trust · source · checked Nov 8, 2026A year on $1,000: $0APY0.00%FeeNoneTo open$50,000
Platinum Money MarketLangley · source · checked Nov 8, 2026A year on $1,000: $0APY0.00%FeeNoneTo open$100
Money Market AccountFirst-Citizens Bank & Trust Company · source · checked Nov 8, 2026APY condition not evaluated: Minimum opening balance of $500 in new funds to First Citizens, maximum of $1,000,000, required to receive the advertised APYA year on $1,000: $0APY0.00%Fee$10a monthTo open$500
Beacon One Money MarketBeacon Bank and Trust · source · checked Nov 8, 2026APY condition not evaluated: A Beacon Bank checking account with an ownership relationship required.A year on $1,000: $0APY0.00%FeeNoneTo open$1,000
Relationship High-Yield Money MarketCambridge Savings Bank · source · checked Nov 8, 2026APY condition not evaluated: Bonus Rate for Customers with Performance Plus Checking AccountA year on $1,000: $0APY0.00%Fee$10a monthTo open$1
Money Market AccountsGlobal · source · checked Nov 8, 2026Membership limited: employer, family, geographyA year on $1,000: $0APY0.00%FeeNoneTo openNone
Money MarketMission · source · checked Nov 8, 2026Membership limited: association, employer, family, geographyA year on $1,000: $0APY0.00%FeeNoneTo open$2,500

Show the top 40Show the top 10

The top 40 of the 143 money market accounts we rank. Sorted by yearly value for $1,000 kept for a year, after fees. A bank’s accounts at the same rate share one row. Membership limits and promotional rates are shown on the row, never hidden behind it. Rates change often; the bank’s own page is the final word.

By balance

How much interest $1,000 to $100,000 earns in a money market account

A year’s interest at the best money market account we track for each balance (after any monthly fee), against the median APY of the accounts we rank at that balance (before fees). The best account can change with the balance: rates, tiers and minimums differ. Rates as of Nov 8, 2026.

Balance	A year at the best rate	Best account	At the median rate
$1,000	$41at 4.05% APY	High Yield Money MarketCFG Bank · the bank’s page · checked Nov 8, 2026	$1at 0.05%, the median of 143
$5,000	$203at 4.05% APY	High Yield Money MarketCFG Bank · the bank’s page · checked Nov 8, 2026	$5at 0.10%, the median of 162
$10,000	$405at 4.05% APY	High Yield Money MarketCFG Bank · the bank’s page · checked Nov 8, 2026	$18at 0.18%, the median of 174
$20,000	$810at 4.05% APY	High Yield Money MarketCFG Bank · the bank’s page · checked Nov 8, 2026	$40at 0.20%, the median of 174
$25,000	$1,250at 5.00% APY	Platinum Money MarketLangley · the bank’s page · checked Nov 8, 2026	$63at 0.25%, the median of 175
$50,000	$2,500at 5.00% APY	Platinum Money MarketLangley · the bank’s page · checked Nov 8, 2026	$250at 0.50%, the median of 172
$100,000	$5,000at 5.00% APY	Platinum Money MarketLangley · the bank’s page · checked Nov 8, 2026	$550at 0.55%, the median of 178

For any other balance or a monthly deposit, use the savings calculator.