Largest first, in the bank’s own words

Bank bonuses

Every bank account bonus we track, largest first, with what each one asks in the bank’s own words. Where the bank states an amount and a time, we turn it into money a month.

Checked Nov 8, 2026

Find the ones you can get

61 offers of 96 · Show all · largest first

  1. $750Checking

    $8,000 in direct deposits within 90 daysAbout $2,667 a month for 3 months.

    Monthly fee
    $25 a month
    Do it within
    90 days
    Ends
    Feb 28, 2027

    New customers onlyPromo code SUMMIT

    “Open a Premier Checking account using promo code SUMMIT and deposit at least $8,000 in aggregate qualifying direct deposits within the first 90 days of account opening.”
    Visit BOKFChecked Nov 8, 2026
  2. $600Checking
    Cashback Free CheckingCommunityamerica

    $250 in direct deposits within 30 days

    Monthly fee
    None
    Do it within
    30 days
    Ends
    Dec 31, 2026

    New customers onlyPromo code CASH600

    “Open a new Cashback Free Checking or Chiefs Checking account between 8/31/2026 and 12/31/2026 with promo code CASH600, meet membership eligibility and location or affiliation requirements, and meet the monthly Qualifications for Cash Back to earn up to $600 in cashback bonus credits over 12 months.”
    Visit CommunityamericaChecked Nov 8, 2026
  3. $600Checking
    Chiefs CheckingCommunityamerica

    $250 in direct deposits within 30 days

    Monthly fee
    None
    Do it within
    30 days
    Ends
    Dec 31, 2026

    New customers onlyPromo code CASH600

    “Open a new Cashback Free Checking or Chiefs Checking account between 8/31/2026 and 12/31/2026 with promo code CASH600, meet membership eligibility and location or affiliation requirements, and meet the monthly Qualifications for Cash Back to earn up to $600 in cashback bonus credits over 12 months.”
    Visit CommunityamericaChecked Nov 8, 2026
  4. $600Checking
    Chiefs CheckingCommunityamerica

    $250 in direct deposits within 30 days

    Monthly fee
    None
    Do it within
    30 days
    Ends
    Dec 31, 2026

    Promo code CASH600

    “Open a new Cashback Free Checking or Chiefs Checking account between 8/31/2026 and 12/31/2026 with promo code CASH600 in the application, reside in one of the listed Designated Market Areas (or apply as an employee, partner, friend or family of a Select Employer Group), meet CommunityAmerica members”
    Visit CommunityamericaChecked Nov 8, 2026
  5. Up to $600Checking
    ONB Everyday CheckingOld National Bank

    $12,000 in direct deposits within 120 days$600 for $12,000, $300 for $3,500 in direct deposits.

    Monthly fee
    $6.95 a month
    Do it within
    120 days
    Ends
    Dec 31, 2026

    New customers onlyIn 9 states

    “Open an ONB Everyday or Preferred Checking account with a minimum deposit of $50 between 2/3/2026 and 12/31/2026 (new to personal checking), then make 3 or more qualifying ACH direct deposits totaling at least $12,000 for the $600 bonus or at least $3,500 for the $300 bonus within the first four mon”
    Visit Old National BankChecked Nov 8, 2026
  6. Up to $600Checking
    ONB Everyday CheckingOld National Bank

    $12,000 in direct deposits within 120 days$600 for $12,000, $300 for $3,500 in direct deposits.

    Monthly fee
    $6.95 a month
    Do it within
    120 days
    Ends
    Dec 31, 2026

    New customers onlyIn 9 states

    “Open an ONB Preferred Checking 5 or ONB Everyday Checking account with a minimum deposit of $50, make 3 or more qualifying ACH direct deposits totaling $12,000 (for $600) or $3,500 (for $300) within the first four months of account opening, and maintain a positive balance at bonus processing.”
    Visit Old National BankChecked Nov 8, 2026
  7. Up to $600Checking
    ONB Preferred CheckingOld National Bank

    $12,000 in direct deposits within 120 days$600 for $12,000, $300 for $3,500 in direct deposits.

    Monthly fee
    $15 a month
    Do it within
    120 days
    Ends
    Dec 31, 2026

    New customers onlyIn 9 states

    “Open an ONB Everyday or Preferred Checking account with a minimum deposit of $50 between 2/3/2026 and 12/31/2026 (new to personal checking), then make 3 or more qualifying ACH direct deposits totaling at least $12,000 for the $600 bonus or at least $3,500 for the $300 bonus within the first four mon”
    Visit Old National BankChecked Nov 8, 2026
  8. Up to $600Checking
    ONB Preferred CheckingOld National Bank

    $12,000 in direct deposits within 120 days$600 for $12,000, $300 for $3,500 in direct deposits.

    Monthly fee
    $15 a month
    Do it within
    120 days
    Ends
    Dec 31, 2026

    New customers onlyIn 9 states

    “Open an ONB Preferred Checking 5 or ONB Everyday Checking account with a minimum deposit of $50, make 3 or more qualifying ACH direct deposits totaling $12,000 (for $600) or $3,500 (for $300) within the first four months of account opening, and maintain a positive balance at bonus processing.”
    Visit Old National BankChecked Nov 8, 2026
  9. Up to $600Checking

    $1,000 in direct deposits within 180 days$100 for $1,000, $200 for $1,000, $300 for $1,000, $400 for $1,000, $500 for $1,000, $600 for $1,000 in direct deposits.

    Monthly fee
    None
    Do it within
    180 days
    Ends
    No end date posted

    New customers only

    “New members must open a Teachers membership with a Regular or Youth Savings Account and a new Smart Checking, Share Draft Checking, or Young Professional Checking Account, enroll in Online Banking and eStatements, and receive qualifying direct deposits totaling at least $1,000 each month for six con”
    Visit TeachersChecked Nov 8, 2026
  10. $500Checking

    $7,500 in direct deposits within 90 daysAbout $2,500 a month for 3 months.

    Monthly fee
    $15 a month
    Do it within
    90 days
    Ends
    No end date posted

    New customers only

    “As a new personal checking customer, receive direct deposits (ACH credits) totaling at least $2,500 in each of three consecutive 30-day timeframes (days 1-30, 31-60, 61-90) after account opening, for a cumulative total of at least $7,500 within 90 days, to receive the $500 bonus 91-104 days after ac”
    Visit Flagstar BankChecked Nov 8, 2026
  11. Up to $500Checking

    $10,000 in direct deposits within 90 days$300 for $2,000, $400 for $5,000, $500 for $10,000 in direct deposits.

    Monthly fee
    None
    Do it within
    90 days
    Ends
    Accounts opened by December 31, 2026

    New customers onlyPromo code required

    “Open Foundation Checking with promotional code BETTERBUS1 or Pillar Banking with promotional code BETTERBUS2, then within the first 90 days of account opening enroll in online banking, consent to eStatements, and send qualifying direct deposits to the new account to earn a cash reward of $300, $400,”
    Visit Busey BankChecked Nov 8, 2026
  12. Up to $500Checking
    Pillar BankingBusey Bank

    $10,000 in direct deposits within 90 days$300 for $2,000, $400 for $5,000, $500 for $10,000 in direct deposits.

    Monthly fee
    $15 a month
    Do it within
    90 days
    Ends
    Accounts opened by December 31, 2026

    New customers onlyPromo code required

    “Open Foundation Checking with promotional code BETTERBUS1 or Pillar Banking with promotional code BETTERBUS2, then within the first 90 days of account opening enroll in online banking, consent to eStatements, and send qualifying direct deposits to the new account to earn a cash reward of $300, $400,”
    Visit Busey BankChecked Nov 8, 2026
Show all 61 bonuses
  1. Up to $500Checking
    Premier CheckingWintrust Bank

    $2,000 in direct deposits within 60 days$300 for $500, $500 for $2,000 in direct deposits.

    Monthly fee
    $25 a month
    Do it within
    60 days
    Ends
    Nov 9, 2027

    New customers onlyPromo code Builder

    “Open a new Premier Checking account, mention the offer (or visit the URL provided, or enter the code Builder when applying online), enroll in online banking and e-statements within the Qualification Period, and have qualifying direct deposits each month for the 2 consecutive calendar months after th”
    Visit Wintrust BankChecked Nov 8, 2026
  2. Up to $500Checking
    Premier CheckingLake Forest Bank & Trust Company

    $2,000 in direct deposits within 60 days$300 for $500, $500 for $2,000 in direct deposits.

    Monthly fee
    $25 a month
    Do it within
    60 days
    Ends
    Nov 9, 2027

    New customers only

    “Open a new Premier Checking account, mention the offer or enter Builder when applying, enroll in online banking and e-statements within the Qualification Period, and have direct deposits of $500 or more (for $300) or $2,000 or more (for $500) each month for the 2 consecutive calendar months after th”
  3. Up to $500Checking
    Premier CheckingHinsdale Bank & Trust Company

    $2,000 in direct deposits within 60 days$300 for $500, $500 for $2,000 in direct deposits.

    Monthly fee
    $25 a month
    Do it within
    60 days
    Ends
    Nov 9, 2027

    New customers onlyPromo code Builder

    “Open a new Premier Checking account, enroll in online banking and e-statements within the Qualification Period, and have direct deposits each month of the 2 consecutive calendar months after the opening month of at least $500 for the $300 bonus or at least $2,000 for the $500 bonus, with the offer m”
  4. Up to $500Checking
    Premier CheckingHinsdale Bank & Trust Company

    $2,000 in direct deposits within 60 days$300 for $500, $500 for $2,000 in direct deposits.

    Monthly fee
    $25 a month
    Do it within
    60 days
    Ends
    Nov 9, 2027

    New customers onlyPromo code Builder

    “Open a new Total Access Checking, Access Plus Checking, or Premier Checking account by mentioning the offer, visiting the URL provided, or entering Builder when applying online, then enroll in online banking and e-statements and receive direct deposits each month of the Qualification Period at the t”
  5. Up to $500Checking
    Premier CheckingNorthbrook Bank and Trust Company

    $2,000 in direct deposits within 60 days$300 for $500, $500 for $2,000 in direct deposits.

    Monthly fee
    $25 a month
    Do it within
    60 days
    Ends
    Nov 9, 2027

    New customers only

    “Open a new Premier Checking account, mention the offer or enter Builder when applying, and have direct deposits of at least $500 (for $300) or $2,000 (for $500) each month for the 2 consecutive calendar months after the opening month, while enrolling in online banking and e-statements within that Qu”
  6. Up to $500Checking

    $1,000 in direct deposits within 90 days$100 for $1,000, $200 for $1,000, $300 for $1,000, $400 for $1,000, $500 for $1,000 in new money.

    Monthly fee
    None
    Do it within
    90 days
    Ends
    No end date posted

    New customers onlyPromo code AUTOBONUS

    “Open a new Teachers checking account and receive Qualifying Direct Deposits totaling at least $1,000 each monthly statement cycle for five consecutive Evaluation Periods.”
    Visit TeachersChecked Nov 8, 2026
  7. Up to $500Checking

    $2,500 in direct deposits within 60 days$300 for $2,500, $500 for $300 in new money.

    Monthly fee
    $25 a month
    Do it within
    60 days
    Ends
    Nov 30, 2026

    New customers only

    “Open a new TD Beyond Checking account and have $2,500 in qualifying direct deposits post within 60 days for $300; for $500, also open a new TD Signature Savings or TD Simple Savings account, deposit at least $10,000 within the first 20 days, and maintain at least $10,000 for 90 additional days from”
    Visit TD BankChecked Nov 8, 2026
  8. Up to $500Checking
    Total Access CheckingLake Forest Bank & Trust Company

    $2,000 in direct deposits within 60 days$300 for $500, $500 for $2,000 in new money.

    Monthly fee
    None
    Do it within
    60 days
    Ends
    Nov 9, 2027

    New customers onlyPromo code Builder

    “Open a new Total Access Checking account, enroll in online banking & e-statements within the Qualification Period, and have direct deposits of $500+ (for $300) or $2,000+ (for $500) each month of the 2 consecutive calendar months after the account-opening month.”
  9. Up to $500Checking
    Total Access CheckingHinsdale Bank & Trust Company

    $2,000 in direct deposits within 60 days$300 for $500, $500 for $2,000 in direct deposits.

    Monthly fee
    None
    Do it within
    60 days
    Ends
    Nov 9, 2027

    New customers onlyPromo code Builder

    “Open a new Total Access Checking account using the Builder offer (mention it in branch, visit the URL provided, or enter Builder when applying online), enroll in online banking & e-statements, and have direct deposits of $500 or more (for $300) or $2,000 or more (for $500) each month for the 2 conse”
  10. Up to $500Checking
    Total Access CheckingNorthbrook Bank and Trust Company

    $2,000 in direct deposits within 60 days$300 for $500, $500 for $2,000 in direct deposits.

    Monthly fee
    None
    Do it within
    60 days
    Ends
    Nov 9, 2027

    New customers onlyPromo code Builder

    “Open a new Total Access Checking account, mention the offer at an in-branch opening, visit the URL provided, or enter Builder when applying online, then meet the tier's direct deposit amount each month for 2 consecutive calendar months and enroll in online banking & e-statements within the Qualifica”
  11. Up to $500Checking

    $2,000 in direct deposits within 60 days$300 for $500, $500 for $2,000 in direct deposits.

    Monthly fee
    None
    Do it within
    60 days
    Ends
    Nov 9, 2027

    New customers onlyPromo code Builder

    “Open a new Total Access Checking account, mention the offer or enter promo code Builder when applying, have direct deposits of $500 (for $300) or $2,000 (for $500) each month for the 2 consecutive calendar months after the account-opening month, and enroll in online banking & e-statements within the”
    Visit Wintrust BankChecked Nov 8, 2026
  12. $500Checking

    $2,000 in direct deposits within 120 daysAbout $500 a month for 4 months.

    Monthly fee
    $35 a month
    Do it within
    120 days
    Ends
    Feb 2, 2027

    New customers only

    “Open a new Truist One Checking or Truist Marquee Checking account from 7/14/26 through 2/2/27 using the promo code, receive at least 2 qualifying direct deposits totaling $2,000 or more and complete at least 20 qualifying debit card purchases within 120 days of account opening, with all required tra”
    Visit Truist BankChecked Nov 8, 2026
  13. $500Checking

    $2,000 in direct deposits within 120 daysAbout $500 a month for 4 months.

    Monthly fee
    $35 a month
    Do it within
    120 days
    Ends
    No end date posted

    New customers only

    “Open a new eligible checking account and complete qualifying activities; a $100 minimum opening deposit is required.”
    Visit Truist BankChecked Nov 8, 2026
  14. $500Checking

    $2,000 in direct deposits within 120 daysAbout $500 a month for 4 months.

    Monthly fee
    $35 a month
    Do it within
    120 days
    Ends
    Feb 2, 2027

    New customers only

    “Be a new Truist personal checking client, open a new Truist One Checking or Truist Marquee Checking account from 7/14/26 through 2/2/27 using the promo code, receive at least 2 qualifying direct deposits totaling $2,000 or more and complete at least 20 qualifying debit card purchases within 120 days”
    Visit Truist BankChecked Nov 8, 2026
  15. $500Checking

    $2,000 in direct deposits within 120 daysAbout $500 a month for 4 months.

    Monthly fee
    $12 a month
    Do it within
    120 days
    Ends
    Feb 2, 2027

    New customers only

    “Open a new Truist One Checking or Truist Marquee Checking account from 7/14/26 through 2/2/27 using the promo code, receive at least 2 qualifying direct deposits totaling $2,000 or more and complete at least 20 qualifying debit card purchases within 120 days of account opening, with all required tra”
    Visit Truist BankChecked Nov 8, 2026
  16. $500Checking

    $2,000 in direct deposits within 120 daysAbout $500 a month for 4 months.

    Monthly fee
    $12 a month
    Do it within
    120 days
    Ends
    No end date posted

    New customers only

    “Open a new eligible checking account and complete qualifying activities.”
    Visit Truist BankChecked Nov 8, 2026
  17. $500Checking

    $2,000 in direct deposits within 120 daysAbout $500 a month for 4 months.

    Monthly fee
    $12 a month
    Do it within
    120 days
    Ends
    Feb 2, 2027

    New customers only

    “Be a new Truist personal checking client, open a new Truist One Checking or Truist Marquee Checking account from 7/14/26 through 2/2/27 using the promo code, receive at least 2 qualifying direct deposits totaling $2,000 or more and complete at least 20 qualifying debit card purchases within 120 days”
    Visit Truist BankChecked Nov 8, 2026
  18. Up to $500Checking

    $2,000 in direct deposits within 90 days$300 for $2,000, $200 for $5,000 in new money.

    Monthly fee
    None
    Do it within
    90 days
    Ends
    Dec 31, 2026

    New customers onlyPromo code SEPT2650013

    “Open a new Ultimate Growth Checking account online with promo code SEPT2650013 applied at account opening, meet the $2,000 direct deposit requirement within 90 days to earn $300, then maintain a $5,000 daily balance during days 61-90 to earn an additional $200.”
    Visit CitadelChecked Nov 8, 2026
  19. $450Checking

    $3,000 in direct deposits within 90 daysAbout $1,000 a month for 3 months.

    Monthly fee
    None
    Do it within
    90 days
    Ends
    Feb 28, 2027

    New customers onlyPromo code SUMMIT

    “Open an Access Checking account using promo code SUMMIT and deposit at least $3,000 in aggregate qualifying direct deposits within the first 90 days of account opening.”
    Visit BOKFChecked Nov 8, 2026
  20. $400Checking
    BreakFree Checking PlusBankers Trust Company

    $400 in direct deposits within 60 daysAbout $200 a month for 2 months.

    Monthly fee
    Not stated
    Do it within
    60 days
    Ends
    No end date posted

    New customers only

    “Open a BreakFree Checking Plus account in person at a branch with a minimum opening deposit of $25, then complete 25 debit transactions and 2 direct or mobile deposits of at least $200 each through the account within 60 days of opening.”
    Visit Bankers Trust CompanyChecked Nov 8, 2026
  21. $400Checking
    Cashback Free CheckingCommunityamerica

    $250 in direct deposits within 360 daysAbout $21 a month for 12 months.

    Monthly fee
    None
    Do it within
    360 days
    Ends
    Dec 31, 2026

    New customers onlyPromo code KC400

    “Open a new Cashback Free Checking or Chiefs Checking account between 8/31/2026 and 12/31/2026 with promo code KC400, be eligible for CommunityAmerica membership and reside in the Kansas City, MO-KS DMA, and meet the monthly Qualifications for Cash Back to earn up to $400 total cashback over a 12-mon”
    Visit CommunityamericaChecked Nov 8, 2026
  22. $400Checking
    Chase Total CheckingJPMorgan Chase Bank

    $1,000 in direct deposits within 90 daysAbout $333 a month for 3 months.

    Monthly fee
    $15 a month
    Do it within
    90 days
    Ends
    No end date posted

    New customers only

    “Open a new Chase Total Checking account, subject to approval, and have direct deposits totaling $1,000 or more made into the new checking account within 90 days of offer enrollment (the page's embedded offer text instead says $500 or more).”
    Visit JPMorgan Chase BankChecked Nov 8, 2026
  23. $400Checking
    Checking AccountRepublic Bank & Trust Company

    10 qualifying transactions within 90 days

    Monthly fee
    Not stated
    Do it within
    90 days
    Ends
    Dec 31, 2026

    New customers onlyPromo code ADV

    “Open a new personal or business checking account with promo code ADV and, within the first 90 days of account opening, conduct 3 or more ACH credits (direct deposits) and 10 or more Point-of-Sale (POS) transactions.”
  24. $400Checking
    Chiefs CheckingCommunityamerica

    $250 in direct deposits within 360 daysAbout $21 a month for 12 months.

    Monthly fee
    None
    Do it within
    360 days
    Ends
    Dec 31, 2026

    New customers onlyPromo code KC400

    “Open a new Cashback Free Checking or Chiefs Checking account between 8/31/2026 and 12/31/2026 with promo code KC400, be eligible for CommunityAmerica membership and reside in the Kansas City, MO-KS DMA, and meet the monthly Qualifications for Cash Back to earn up to $400 total cashback over a 12-mon”
    Visit CommunityamericaChecked Nov 8, 2026
  25. $400Checking
    Chiefs CheckingCommunityamerica

    $250 in direct deposits within 30 days

    Monthly fee
    None
    Do it within
    30 days
    Ends
    Dec 31, 2026

    Promo code KC400

    “Open a new Cashback Free Checking or Chiefs Checking account between 8/31/2026 and 12/31/2026 with promo code KC400 in the application, reside in the Kansas City, MO-KS DMA, meet CommunityAmerica membership eligibility, and meet the 'Qualifications for Cash Back' each month, earning monthly bonus cr”
    Visit CommunityamericaChecked Nov 8, 2026
  26. $400Checking
    Direct Checking PlusBankers Trust Company

    $200 in direct deposits within 60 daysAbout $100 a month for 2 months.

    Monthly fee
    Not stated
    Do it within
    60 days
    Ends
    No end date posted

    New customers only

    “Open a Direct Checking Plus account in person at a branch with a minimum opening deposit of $25, then within 60 days complete 25 qualifying debit transactions and 2 direct (ACH) and/or Mobile deposits of at least $200 each; the account must be open with a positive balance when eligibility is verifie”
    Visit Bankers Trust CompanyChecked Nov 8, 2026
  27. Up to $400Checking

    $5,000 in direct deposits within 25 days$50 for $1,000, $400 for $5,000 in direct deposits.

    Monthly fee
    None
    Do it within
    25 days
    Ends
    Dec 31, 2026

    “Set up a first Eligible Direct Deposit of $1 or more on or before 12/31/26, then have total Eligible Direct Deposits of $5,000 or more received within 25 calendar days of that first deposit to earn $400 (tiers: $1,000 to $4,999.99 earns $50; under $1,000 earns $0).”
    Visit SoFi BankChecked Nov 8, 2026
  28. Up to $400Checking

    $5,000 in direct deposits within 25 days$50 for $1,000, $400 for $5,000 in direct deposits.

    Monthly fee
    None
    Do it within
    25 days
    Ends
    Dec 31, 2027

    “Set up your first Eligible Direct Deposit of $1 or more on or before 12/31/27 and have total Eligible Direct Deposits of $5,000 or more received within 25 calendar days of that first deposit to earn $400 (a $50 bonus for $1,000 to $4,999.99).”
    Visit SoFi BankChecked Nov 8, 2026
  29. $350Checking

    $3,000 in direct deposits within 90 daysAbout $1,000 a month for 3 months.

    Monthly fee
    None
    Do it within
    90 days
    Ends
    Nov 20, 2026

    New customers only

    “Open a new personal checking account between 10/17/2026 and 11/20/2026 and receive two or more recurring electronic payroll, pension, or government benefits direct deposits totaling at least $3,000 within the first 90 days after account opening, with a minimum opening deposit of $25 (Eastern Free Ch”
    Visit Eastern BankChecked Nov 8, 2026
  30. $350Checking

    $3,000 in direct deposits within 90 daysAbout $1,000 a month for 3 months.

    Monthly fee
    None
    Do it within
    90 days
    Ends
    Nov 20, 2026

    New customers only

    “Open a new personal checking account (other than a Private Bank Checking Account) between 10/17/2026 and 11/20/2026 and receive two or more recurring electronic payroll, pension, or government benefits direct deposits totaling at least $3,000 within the first 90 days after account opening.”
    Visit Eastern BankChecked Nov 8, 2026
  31. $350Checking
    SECU Total™ Checking & RewardsState Employees CU Of Maryland, INC

    $25 deposited within 90 days

    Monthly fee
    None
    Do it within
    90 days
    Ends
    Dec 31, 2026

    Promo code SECU350

    “Open a SECU checking account during the promo period, enter promo code SECU350, set up e-statements, and have at least 2 separate qualifying payroll direct deposits post to the checking account within 90 days of opening.”
  32. $325Checking

    $3,000 in direct deposits within 90 daysAbout $1,000 a month for 3 months.

    Monthly fee
    Not stated
    Do it within
    90 days
    Ends
    No end date posted

    “”
    Visit CitibankChecked Nov 8, 2026
  33. $325Checking

    $3,000 in direct deposits within 90 daysAbout $1,000 a month for 3 months.

    Monthly fee
    $15 a month
    Do it within
    90 days
    Ends
    Jan 11, 2027

    “Open a new Regular Checking account by 01/11/27 and enroll in the offer the same day, then complete at least two Direct Deposits or other qualifying transactions totaling $3,000 or more within 90 calendar days from the Open Date.”
    Visit CitibankChecked Nov 8, 2026
  34. $300Checking
    American Express Rewards CheckingAmerican Express National Bank

    $7,500 in direct deposits within 90 daysAbout $2,500 a month for 3 months.

    Monthly fee
    None
    Do it within
    90 days
    Ends
    Feb 1, 2027

    New customers only

    “Open your first American Express Rewards Checking Account in your name by 02/01/2027, subject to approval, and have a total of $7,500 or more of Qualifying Direct Deposit(s) posted to the account within the first 90 days of account opening.”
  35. $300Checking
    American Express Rewards CheckingAmerican Express National Bank

    $7,500 in direct deposits within 90 daysAbout $2,500 a month for 3 months.

    Monthly fee
    None
    Do it within
    90 days
    Ends
    No end date posted

    New customers only

    “”
  36. Up to $300Checking
    Checking accountOld Second National Bank

    $500 in direct deposits within 90 days$50 for $2, $100 for $50, $150 for $50 in new money.

    Monthly fee
    Not stated
    Do it within
    90 days
    Ends
    Dec 31, 2026

    Promo code EM2

    “Open a new personal checking account with promo code EM2 (or in-branch while mentioning the ad), activate a debit card and enroll in eStatements within 90 days for $50; add 2 or more direct deposits totaling $500 or more within 90 days for $100; and open a Money Builder Savings account and reach a $”
  37. Up to $300Checking
    Dollar Bank Everything CheckingDollar Bank, Federal Savings Bank

    $2,500 in direct deposits within 90 days$200 for $2,500, $100 for $200 in new money.

    Monthly fee
    $5 a month
    Do it within
    90 days
    Ends
    Dec 31, 2026

    New customers onlyPromo code CM604

    “Open an Everything Checking account by 12/31/26, provide promo code CM604 at account opening, and have cumulative direct deposits of $2,500 or more within 90 days of account opening with the account in good standing; offer is for new checking customers only.”
    Visit Dollar BankChecked Nov 8, 2026
  38. $300Checking

    $1,500 in direct deposits within 90 daysAbout $500 a month for 3 months.

    Monthly fee
    $10 a month
    Do it within
    90 days
    Ends
    No end date posted

    New customers only

    “As a new personal checking customer, receive one or more direct deposits (ACH credits) totaling at least $500 in each of three consecutive 30-day timeframes (days 1-30, 31-60, 61-90) after account opening, for a cumulative total of at least $1,500 within 90 days, to receive the $300 bonus 91-104 day”
    Visit Flagstar BankChecked Nov 8, 2026
  39. $300Checking
    Freestyle CheckingHancock Whitney Bank

    $2,000 in direct deposits within 90 daysAbout $667 a month for 3 months.

    Monthly fee
    $10 a month
    Do it within
    90 days
    Ends
    Feb 28, 2027

    New customers only

    “Receive a $300 bonus when you open a Freestyle Checking account and set up and receive a total of $2,000 or more in direct deposits within the first 90 days of opening.”
    Visit Hancock Whitney BankChecked Nov 8, 2026
  40. $300Checking
    Premier CheckingThe Camden National Bank

    $500 in direct deposits within 60 daysAbout $250 a month for 2 months.

    Monthly fee
    $20 a month
    Do it within
    60 days
    Ends
    Nov 13, 2026

    “Open a Rewards or Premier checking account between September 8 and November 13, 2026, and switch over direct deposit of $500 or more within 60 days of account opening.”
  41. $300Checking
    Rewards CheckingThe Camden National Bank

    $500 in direct deposits within 60 daysAbout $250 a month for 2 months.

    Monthly fee
    $5 a month
    Do it within
    60 days
    Ends
    Nov 13, 2026

    “Open a Rewards or Premier checking account between September 8 and November 13, 2026, and switch over direct deposit of $500 or more within 60 days of account opening.”
  42. $300Checking
    SouthState CheckingSouthState Bank

    $250 in direct deposits within 60 daysAbout $125 a month for 2 months.

    Monthly fee
    $5 a month
    Do it within
    60 days
    Ends
    No end date posted

    New customers onlyPromo code 300BONUS

    “Within 60 calendar days of opening the account, make 15 or more posted and cleared debit card purchases/payments and have cumulative direct deposits of at least $250 of qualifying income or one or more preauthorized automatic drafts by a third party of at least $25; the account must remain open with”
    Visit SouthState BankChecked Nov 8, 2026
  43. $300Checking

    $1,000 in direct deposits within 60 daysAbout $500 a month for 2 months.

    Monthly fee
    None
    Do it within
    60 days
    Ends
    Dec 31, 2026

    Promo code allyauto300

    “Open your first Ally Bank Spending Account, use code allyauto300 by Dec. 31, 2026, be an Ally Auto customer selected to participate and notified via email directly from Ally Bank, put any amount of money in the account within 30 days, and set up qualifying direct deposits totaling at least $1,000 a”
    Visit Ally BankChecked Nov 8, 2026
  44. $300Checking

    $2,500 in direct deposits within 60 daysAbout $1,250 a month for 2 months.

    Monthly fee
    $25 a month
    Do it within
    60 days
    Ends
    Nov 30, 2026

    New customers only

    “Open a new TD Beyond Checking account and have $2,500 total in qualifying direct deposits post to the account within 60 days, with each direct deposit being at least a $250 payroll, pension, or government benefit payment; Person-to-Person payments and transfers from other accounts are excluded.”
    Visit TD BankChecked Nov 8, 2026
  45. $250Checking
    360 CheckingCapital One

    $1,000 in direct deposits within 75 daysAbout $333 a month for 3 months.

    Monthly fee
    None
    Do it within
    75 days
    Ends
    No end date posted

    New customers onlyPromo code CHECKING250

    “Open a new 360 Checking account with promo code CHECKING250 and receive at least 2 qualifying direct deposits, each of $500 or more, in your first 75 days.”
    Open an accountPartner offer: we may be paid if you open an accountChecked Nov 8, 2026
  46. $250Checking
    Max CheckingEverwise

    $500 in direct deposits within 60 daysAbout $250 a month for 2 months.

    Monthly fee
    $20 a month
    Do it within
    60 days
    Ends
    No end date posted

    New customers onlyPromo code GET250

    “Open an eligible checking account online or at a branch using promo code GET250, then within 60 days of account opening enroll in eStatements, make at least ten Debit Mastercard purchase transactions, and make qualifying electronic deposits totaling $500 or more.”
    Visit EverwiseChecked Nov 8, 2026
  47. $200Checking

    $500 in direct deposits within 60 daysAbout $250 a month for 2 months.

    Monthly fee
    $15 a month
    Do it within
    60 days
    Ends
    Nov 30, 2026

    New customers only

    “Open a new TD Complete Checking account and have $500 total in qualifying direct deposits post to the account within 60 days, with each direct deposit being at least a $250 payroll, pension, or government benefit payment; Person-to-Person payments and transfers from other accounts are excluded.”
    Visit TD BankChecked Nov 8, 2026
  48. $100Checking
    Checking accountOld Second National Bank

    $500 in direct deposits within 90 daysAbout $167 a month for 3 months.

    Monthly fee
    Not stated
    Do it within
    90 days
    Ends
    Dec 31, 2026

    New customers onlyPromo code DG2

    “First meet the requirements for the $50 cash bonus, then receive two or more direct deposits totaling at least $500 in the personal checking account within 90 calendar days of account opening.”
  49. Up to $100Checking
    Checking accountOld Second National Bank

    $500 in direct deposits within 90 days$50 for $2, $100 for $50 in new money.

    Monthly fee
    Not stated
    Do it within
    90 days
    Ends
    Dec 31, 2026

    Promo code PK2

    “Open a new personal checking account with promo code PK2 (online, or in-branch mentioning the ad), activate a debit card, enroll in eStatements, and for the $100 tier complete 2 or more direct deposits totaling $500 or more within 90 days.”

A bonus is taxable interest in the US; banks usually send a 1099-INT. End dates are the bank’s own; offers can end without notice, so the bank’s page is the final word.